CFPB · Diversified product mix
Mid-Atlantic Finance Co., Inc.
472 CFPB complaints · diversified mix (top product 27.8%) · top issue Incorrect information on your report.
Mid-Atlantic Finance Co., Inc.: top product "Credit reporting or other personal consumer reports" is only 27.8% of 472 - multi-bucket mix. Timely 98.1% · relief 9.1%. Allegations, not findings.
- Diversified product mix
- +6800% filings 2013 to 2026
CFPB relief outcome brief
CCDB company mid-atlantic-finance-co-inc
9.1% relief · 98.1% timely · 472 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Synovus Bank (9.2% relief)
Mid-Atlantic Finance Co., Inc. closes 9.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Mid-Atlantic Finance Co., Inc.'s 472 filings include narrative text
43.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Mid-Atlantic Finance Co., Inc. complaint mix by product
- Credit reporting 131 27.8% – 16% relief
- Vehicle loan 129 27.4% – 5% relief
- Debt collection 110 23.4% – 5% relief
- Credit reporting, 64 13.6% – 2% relief
- Consumer Loan 34 7.2% – 27% relief
- Payday loan, 2 0.4% – 0% relief
- Payday loan, 1 0.2% – 0% relief
How Mid-Atlantic Finance Co., Inc.'s 472 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 131 |
| Vehicle loan or lease | 129 |
| Debt collection | 110 |
| Credit reporting, credit repair services, or other personal consumer reports | 64 |
| Consumer Loan | 34 |
| Payday loan, title loan, or personal loan | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Credit reporting | 1 |
Where Mid-Atlantic Finance Co., Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 23.3% of this company's filings
Mid-Atlantic Finance Co., Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 69
- +6800% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 110 |
| FL | 109 |
| NC | 42 |
| GA | 42 |
| SC | 27 |
| AL | 13 |
| OH | 13 |
| VA | 13 |
| IN | 9 |
| TN | 8 |
| CA | 7 |
| IL | 7 |
| LA | 5 |
| MI | 5 |
| NJ | 5 |
| OK | 5 |
| MO | 4 |
| AZ | 4 |
| NV | 4 |
| KY | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 106 |
| Improper use of your report | 76 |
| Managing the loan or lease | 47 |
| Attempts to collect debt not owed | 43 |
| Took or threatened to take negative or legal action | 31 |
| Repossession | 28 |
| False statements or representation | 20 |
| Problem with a credit reporting company's investigation into an existing problem | 18 |
| Struggling to pay your loan | 16 |
| Problem with a company's investigation into an existing problem | 16 |
| Problems at the end of the loan or lease | 16 |
| Taking out the loan or lease | 15 |
| Getting a loan or lease | 11 |
| Written notification about debt | 10 |
| Problems when you are unable to pay | 7 |
| Communication tactics | 3 |
| Credit monitoring or identity theft protection services | 2 |
| Electronic communications | 1 |
| Improper contact or sharing of info | 1 |
| Cont'd attempts collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 0% |
| 2014 | 5 | 100% |
| 2015 | 18 | 61.1% |
| 2016 | 12 | 91.7% |
| 2017 | 22 | 100% |
| 2018 | 16 | 100% |
| 2019 | 15 | 100% |
| 2020 | 17 | 100% |
| 2021 | 41 | 100% |
| 2022 | 28 | 100% |
| 2023 | 35 | 100% |
| 2024 | 51 | 100% |
| 2025 | 142 | 100% |
| 2026 | 69 | 100% |
Source: CFPB Consumer Complaint Database
Mid-Atlantic Finance Co., Inc. spreads across product buckets
Mid-Atlantic Finance Co., Inc.'s 472 logged complaints stay concentrated: only 36 states show a filing. 43.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-24.
Mid-Atlantic Finance Co., Inc. answers 98.1% of complaints inside the CFPB's tracked window and closes 90.3% with a written explanation. 9.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mid-Atlantic Finance Co., Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Mid-Atlantic Finance Co., Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 472.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Mid-Atlantic Finance Co., Inc. (98.1% timely; 9.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix