CFPB · Single-product concentration

Mid-America Accounts Control Bureau, Inc.

67 CFPB complaints · 83.6% in "Debt collection" · top issue Disclosure verification of debt.

67 CFPB complaints

Mid-America Accounts Control Bureau, Inc.: 83.6% of 67 CFPB complaints sit in "Debt collection". Timely 97% · relief 3%. Allegations, not findings.

  • Single-product concentration
  • +50% filings 2014 to 2026

CFPB relief outcome brief

CCDB company mid-america-accounts-control-bureau-inc

3% relief · 97% timely · 67 filings · Debt collection

Nearest relief peer: Herbert P. Sears Co., Inc. (3% relief)

Mid-America Accounts Control…3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Mid-America Accounts Control Bureau, Inc. and nearest filing-volume peers

Mid-America Accounts Control Bureau, Inc. closes 3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 67 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 97.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mid-America Accounts Control Bureau, Inc. complaint mix by product

Total complaints: 67

Mid-America Accounts Control Bureau, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 67 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 56 complaints (83.6%), resolution 1.8% Debt collection 83.6% Credit reporting,: 8 complaints (11.9%), resolution 0.0% Credit reporting, 11.9% Credit reporting: 3 complaints (4.5%), resolution 33.3%
  • Debt collection 56 83.6% 2% relief
  • Credit reporting, 8 11.9% 0% relief
  • Credit reporting 3 4.5% 33% relief

How Mid-America Accounts Control Bureau, Inc.'s 67 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 56
Credit reporting, credit repair services, or other personal consumer reports 8
Credit reporting or other personal consumer reports 3

Where Mid-America Accounts Control Bureau, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
32.8% of this company's filings
MO22KS16AR11TX5VA4OK2CA1IN1

Mid-America Accounts Control Bureau, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+50% vs 2014
051015 2014201620182020202220242026 3

Top States

State Complaints
MO 22
KS 16
AR 11
TX 5
VA 4
OK 2
CA 1
IN 1
NM 1
NY 1
TN 1
NH 1

Top Issues

Issue Complaints
Disclosure verification of debt 11
Attempts to collect debt not owed 10
False statements or representation 7
Written notification about debt 7
Communication tactics 7
Incorrect information on your report 7
Cont'd attempts collect debt not owed 7
Took or threatened to take negative or legal action 4
Improper use of your report 2
Improper contact or sharing of info 2
Credit monitoring or identity theft protection services 1
Threatened to contact someone or share information improperly 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2014 2 100%
2015 12 100%
2016 5 100%
2017 11 100%
2018 4 100%
2019 3 100%
2020 5 100%
2021 3 100%
2022 11 100%
2023 1 100%
2024 4 100%
2025 3 33.3%
2026 3 100%

Source: CFPB Consumer Complaint Database

Mid-America Accounts Control Bureau, Inc. filings cluster in one product

Mid-America Accounts Control Bureau, Inc.'s 67 logged complaints stay concentrated: only 12 states show a filing. Only 37.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-23.

Mid-America Accounts Control Bureau, Inc. answers 97% of complaints inside the CFPB's tracked window and closes 91% with a written explanation. 3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mid-America Accounts Control Bureau, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mid-America Accounts Control Bureau, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mid-America Accounts Control Bureau, Inc. (97% timely; 3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration