2026 data Public-data reference. official source

Michael Wayne Investment

38 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

38 consumer complaints filed with the CFPB

This profile shows Michael Wayne Investment's complaint history from CFPB public records. 38 consumers have filed complaints since 2014. The company has a 97.4% timely response rate and has provided relief in 2.6% of cases.

38
Total Complaints
97.4%
Timely Response
5.3%
Disputed
2.6%
Relief Provided
9
States Active
2014
Since

Total complaints

38

Filed since 2014

Timely response

97.4%

CFPB-tracked response window

Relief rate

2.6%

Closed with monetary or non-monetary relief

Timely response rate 97.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.6%
Industry median

Share closed with monetary or non-monetary relief.

Michael Wayne Investment complaint mix by product

Total complaints: 38

Michael Wayne Investment complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 38 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 18 complaints (47.4%), resolution 0.0% Vehicle loan 47.4% Debt collection: 11 complaints (28.9%), resolution 0.0% Debt collection 28.9% Consumer Loan: 4 complaints (10.5%), resolution 25.0% Consumer Loan 10.5% Credit reporting,: 2 complaints (5.3%), resolution 0.0% Credit reporting: 2 complaints (5.3%), resolution 0.0% Payday loan,: 1 complaints (2.6%), resolution 0.0%
  • Vehicle loan 18 47.4% 0% relief
  • Debt collection 11 28.9% 0% relief
  • Consumer Loan 4 10.5% 25% relief
  • Credit reporting, 2 5.3% 0% relief
  • Credit reporting 2 5.3% 0% relief
  • Payday loan, 1 2.6% 0% relief

How Michael Wayne Investment's 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 18
Debt collection 11
Consumer Loan 4
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting or other personal consumer reports 2
Payday loan, title loan, or personal loan 1

Top States

State Complaints
VA 25
NC 4
GA 2
CA 2
NY 1
MD 1
SC 1
FL 1
MO 1

Top Issues

Issue Complaints
Struggling to pay your loan 8
Managing the loan or lease 7
Incorrect information on your report 4
Attempts to collect debt not owed 4
Took or threatened to take negative or legal action 3
Getting a loan or lease 2
Repossession 2
Problems when you are unable to pay 2
Problem with a credit reporting company's investigation into an existing problem 1
Cont'd attempts collect debt not owed 1
Improper contact or sharing of info 1
Written notification about debt 1
False statements or representation 1
Problems at the end of the loan or lease 1

Yearly Trend

Year Complaints Timely
2014 1 100%
2015 1 100%
2016 3 100%
2017 5 100%
2018 1 100%
2019 3 100%
2020 3 66.7%
2021 1 100%
2022 3 100%
2023 2 100%
2024 4 100%
2025 8 100%
2026 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Michael Wayne Investment

Michael Wayne Investment has accumulated 38 consumer complaints in the CFPB public database, with filings active across 9 U.S. states. Of those submissions, 21 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-02-20, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Michael Wayne Investment reports a 97.4% timely-response rate and has closed 97.4% of cases with a written explanation to the consumer. 2.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Struggling to pay your loan".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Michael Wayne Investment: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Michael Wayne Investment have?

Michael Wayne Investment has received 38 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Michael Wayne Investment respond to complaints on time?

Michael Wayne Investment has a 97.4% timely response rate to CFPB complaints.

What is the most common complaint about Michael Wayne Investment?

The most common issue reported against Michael Wayne Investment is "Struggling to pay your loan" in the "Vehicle loan or lease" product category.

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