CFPB · Narrative-heavy record
Michael Wayne Investment
48 CFPB complaints · 60.4% with narratives · top issue Struggling to pay your loan.
Michael Wayne Investment: 60.4% of 48 filings include consumer narratives. Timely 97.9% · relief 2.1% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- +400% filings 2014 to 2026
CFPB relief outcome brief
CCDB company michael-wayne-investment
2.1% relief · 97.9% timely · 48 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: Consumer Financial Services (2% relief)
Michael Wayne Investment closes 2.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Michael Wayne Investment's 48 filings include narrative text
60.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Michael Wayne Investment complaint mix by product
- Vehicle loan 25 52.1% – 0% relief
- Debt collection 13 27.1% – 0% relief
- Consumer Loan 4 8.3% – 25% relief
- Credit reporting 3 6.3% – 0% relief
- Credit reporting, 2 4.2% – 0% relief
- Payday loan, 1 2.1% – 0% relief
How Michael Wayne Investment's 48 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 25 |
| Debt collection | 13 |
| Consumer Loan | 4 |
| Credit reporting or other personal consumer reports | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Payday loan, title loan, or personal loan | 1 |
Concentrated filing states for Michael Wayne Investment
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 68.8% of this company's filings
Michael Wayne Investment rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 5
- +400% vs 2014
Top States
| State | Complaints |
|---|---|
| VA | 33 |
| NC | 4 |
| CA | 2 |
| GA | 2 |
| NY | 1 |
| SC | 1 |
| KY | 1 |
| FL | 1 |
| MD | 1 |
| MO | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Struggling to pay your loan | 10 |
| Managing the loan or lease | 7 |
| Incorrect information on your report | 5 |
| Took or threatened to take negative or legal action | 5 |
| Repossession | 4 |
| Attempts to collect debt not owed | 4 |
| Getting a loan or lease | 3 |
| Problems at the end of the loan or lease | 2 |
| Problems when you are unable to pay | 2 |
| False statements or representation | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Improper contact or sharing of info | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 1 | 100% |
| 2016 | 3 | 100% |
| 2017 | 5 | 100% |
| 2018 | 1 | 100% |
| 2019 | 3 | 100% |
| 2020 | 3 | 66.7% |
| 2021 | 1 | 100% |
| 2022 | 5 | 100% |
| 2023 | 2 | 100% |
| 2024 | 5 | 100% |
| 2025 | 13 | 100% |
| 2026 | 5 | 100% |
Source: CFPB Consumer Complaint Database
Michael Wayne Investment's narrative-rich complaint ledger
Michael Wayne Investment's 48 logged complaints stay concentrated: only 11 states show a filing. 60.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-16.
Michael Wayne Investment answers 97.9% of complaints inside the CFPB's tracked window and closes 95.8% with a written explanation. 2.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Struggling to pay your loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Michael Wayne Investment.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Michael Wayne Investment: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 48.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Michael Wayne Investment (97.9% timely; 2.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record