CFPB · Single-product concentration

Metropolitan Home Mortgage, Inc.

23 CFPB complaints · 95.7% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

23 CFPB complaints

Metropolitan Home Mortgage, Inc.: 95.7% of 23 CFPB complaints sit in "Mortgage". Timely 69.6% · relief 4.3%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2012 to 2020

CFPB relief outcome brief

CCDB company metropolitan-home-mortgage-inc

4.3% relief · 69.6% timely · 23 filings · Mortgage

Nearest relief peer: Guild Holdings Company (4.3% relief)

Metropolitan Home Mortgage, …4.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Metropolitan Home Mortgage, Inc. and nearest filing-volume peers

Metropolitan Home Mortgage, Inc. closes 4.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 23 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 69.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Metropolitan Home Mortgage, Inc. complaint mix by product

Total complaints: 23

Metropolitan Home Mortgage, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 23 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 22 complaints (95.7%), resolution 4.5% Mortgage 95.7% Credit reporting,: 1 complaints (4.3%), resolution 0.0%
  • Mortgage 22 95.7% 5% relief
  • Credit reporting, 1 4.3% 0% relief

How Metropolitan Home Mortgage, Inc.'s 23 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 22
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Metropolitan Home Mortgage, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
56.5% of this company's filings
CA13NV3WA1PA1NM1MI1FL1VA1

Metropolitan Home Mortgage, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2020
6
+100% vs 2012
02468 20122013201420162017201820192020 6

Top States

State Complaints
CA 13
NV 3
WA 1
PA 1
NM 1
MI 1
FL 1
VA 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 7
Application, originator, mortgage broker 6
Loan modification,collection,foreclosure 4
Loan servicing, payments, escrow account 2
Settlement process and costs 1
Credit decision / Underwriting 1
Closing on a mortgage 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2012 3 33.3%
2013 6 33.3%
2014 2 100%
2016 2 50%
2017 1 100%
2018 1 100%
2019 2 100%
2020 6 100%

Source: CFPB Consumer Complaint Database

Metropolitan Home Mortgage, Inc. filings cluster in one product

Metropolitan Home Mortgage, Inc.'s 23 logged complaints stay concentrated: only 8 states show a filing. Only 21.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2020-10-20.

Metropolitan Home Mortgage, Inc. answers 69.6% of complaints inside the CFPB's tracked window and closes 91.3% with a written explanation. 4.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Metropolitan Home Mortgage, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Metropolitan Home Mortgage, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Metropolitan Home Mortgage, Inc. (69.6% timely; 4.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration