CFPB · Narrative-heavy record

Mesa Auto Finance, LLC

6 CFPB complaints · 83.3% with narratives · top issue Incorrect information on your report.

6 CFPB complaints

Mesa Auto Finance, LLC: 83.3% of 6 filings include consumer narratives. Timely 83.3% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • -75% filings 2021 to 2025

CFPB relief outcome brief

CCDB company mesa-auto-finance-llc

0% relief · 83.3% timely · 6 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Innovis (0% relief)

Mesa Auto Finance, LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Mesa Auto Finance, LLC and nearest filing-volume peers

Mesa Auto Finance, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 83.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mesa Auto Finance, LLC complaint mix by product

Total complaints: 6

Mesa Auto Finance, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 3 complaints (50.0%), resolution 0.0% Credit reporting, 50.0% Vehicle loan: 1 complaints (16.7%), resolution 0.0% Vehicle loan 16.7% Credit reporting: 1 complaints (16.7%), resolution 0.0% Credit reporting 16.7% Debt collection: 1 complaints (16.7%), resolution 0.0% Debt collection 16.7%
  • Credit reporting, 3 50.0% 0% relief
  • Vehicle loan 1 16.7% 0% relief
  • Credit reporting 1 16.7% 0% relief
  • Debt collection 1 16.7% 0% relief

How Mesa Auto Finance, LLC's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 3
Vehicle loan or lease 1
Credit reporting or other personal consumer reports 1
Debt collection 1

Concentrated filing states for Mesa Auto Finance, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MI
50% of this company's filings
MI3AZ2CA1

Mesa Auto Finance, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-75% vs 2021
012345 202120242025 1

Top States

State Complaints
MI 3
AZ 2
CA 1

Top Issues

Issue Complaints
Incorrect information on your report 3
Repossession 1
Problem with a credit reporting company's investigation into an existing problem 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2021 4 75%
2024 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Mesa Auto Finance, LLC's narrative-rich complaint ledger

Mesa Auto Finance, LLC's 6 logged complaints stay concentrated: only 3 states show a filing. 83.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2025-08-07.

Mesa Auto Finance, LLC answers 83.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mesa Auto Finance, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mesa Auto Finance, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mesa Auto Finance, LLC (83.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record