2026 data Public-data reference. official source

Mercari, Inc.

74 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

74 consumer complaints filed with the CFPB

This profile shows Mercari, Inc.'s complaint history from CFPB public records. 74 consumers have filed complaints since 2022. The company has a 100% timely response rate and has provided relief in 0% of cases.

74
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
25
States Active
2022
Since

Total complaints

74

Filed since 2022

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Mercari, Inc. complaint mix by product

Total complaints: 74

Mercari, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 74 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 54 complaints (73.0%), resolution 0.0% Money transfer, 73.0% Checking or: 7 complaints (9.5%), resolution 0.0% Checking or 9.5% Credit card: 6 complaints (8.1%), resolution 0.0% Credit card 8.1% Debt collection: 4 complaints (5.4%), resolution 0.0% Payday loan,: 1 complaints (1.4%), resolution 0.0% Prepaid card: 1 complaints (1.4%), resolution 0.0% Credit reporting: 1 complaints (1.4%), resolution 0.0%
  • Money transfer, 54 73.0% 0% relief
  • Checking or 7 9.5% 0% relief
  • Credit card 6 8.1% 0% relief
  • Debt collection 4 5.4% 0% relief
  • Payday loan, 1 1.4% 0% relief
  • Prepaid card 1 1.4% 0% relief
  • Credit reporting 1 1.4% 0% relief

How Mercari, Inc.'s 74 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 54
Checking or savings account 7
Credit card 6
Debt collection 4
Payday loan, title loan, or personal loan 1
Prepaid card 1
Credit reporting or other personal consumer reports 1

Top States

State Complaints
FL 11
NY 9
CA 9
TX 6
MI 4
NJ 4
OH 3
NC 3
VA 3
TN 2
NV 2
AR 2
MD 2
LA 2
GA 2
KY 1
CO 1
WV 1
MS 1
MN 1

Top Issues

Issue Complaints
Trouble accessing funds in your mobile or digital wallet 14
Fraud or scam 11
Other transaction problem 10
Unauthorized transactions or other transaction problem 7
Problem with a purchase shown on your statement 6
Money was not available when promised 4
Managing, opening, or closing your mobile wallet account 3
Managing an account 2
False statements or representation 2
Problem caused by your funds being low 2
Other service problem 2
Problem with a lender or other company charging your account 2
Getting a line of credit 1
Problem with a purchase or transfer 1
Took or threatened to take negative or legal action 1
Opening an account 1
Problem with a company's investigation into an existing issue 1
Attempts to collect debt not owed 1
Wrong amount charged or received 1
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2022 7 100%
2023 8 100%
2024 20 100%
2025 25 100%
2026 14 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Mercari, Inc.

Mercari, Inc. has accumulated 74 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 40 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Mercari, Inc. reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Money transfer, virtual currency, or money service", and the single most common underlying issue is "Trouble accessing funds in your mobile or digital wallet".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Mercari, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Mercari, Inc. have?

Mercari, Inc. has received 74 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Mercari, Inc. respond to complaints on time?

Mercari, Inc. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Mercari, Inc.?

The most common issue reported against Mercari, Inc. is "Trouble accessing funds in your mobile or digital wallet" in the "Money transfer, virtual currency, or money service" product category.

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