Total complaints
74
Filed since 2022
74 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
74 consumer complaints filed with the CFPB
This profile shows Mercari, Inc.'s complaint history from CFPB public records. 74 consumers have filed complaints since 2022. The company has a 100% timely response rate and has provided relief in 0% of cases.
Total complaints
74
Filed since 2022
Timely response
100%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Mercari, Inc.'s 74 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Money transfer, virtual currency, or money service | 54 |
| Checking or savings account | 7 |
| Credit card | 6 |
| Debt collection | 4 |
| Payday loan, title loan, or personal loan | 1 |
| Prepaid card | 1 |
| Credit reporting or other personal consumer reports | 1 |
| State | Complaints |
|---|---|
| FL | 11 |
| NY | 9 |
| CA | 9 |
| TX | 6 |
| MI | 4 |
| NJ | 4 |
| OH | 3 |
| NC | 3 |
| VA | 3 |
| TN | 2 |
| NV | 2 |
| AR | 2 |
| MD | 2 |
| LA | 2 |
| GA | 2 |
| KY | 1 |
| CO | 1 |
| WV | 1 |
| MS | 1 |
| MN | 1 |
| Issue | Complaints |
|---|---|
| Trouble accessing funds in your mobile or digital wallet | 14 |
| Fraud or scam | 11 |
| Other transaction problem | 10 |
| Unauthorized transactions or other transaction problem | 7 |
| Problem with a purchase shown on your statement | 6 |
| Money was not available when promised | 4 |
| Managing, opening, or closing your mobile wallet account | 3 |
| Managing an account | 2 |
| False statements or representation | 2 |
| Problem caused by your funds being low | 2 |
| Other service problem | 2 |
| Problem with a lender or other company charging your account | 2 |
| Getting a line of credit | 1 |
| Problem with a purchase or transfer | 1 |
| Took or threatened to take negative or legal action | 1 |
| Opening an account | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Attempts to collect debt not owed | 1 |
| Wrong amount charged or received | 1 |
| Confusing or missing disclosures | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 7 | 100% |
| 2023 | 8 | 100% |
| 2024 | 20 | 100% |
| 2025 | 25 | 100% |
| 2026 | 14 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Mercari, Inc. has accumulated 74 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 40 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Mercari, Inc. reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Money transfer, virtual currency, or money service", and the single most common underlying issue is "Trouble accessing funds in your mobile or digital wallet".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Mercari, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Mercari, Inc. has received 74 consumer complaints filed with the Consumer Financial Protection Bureau.
Mercari, Inc. has a 100% timely response rate to CFPB complaints.
The most common issue reported against Mercari, Inc. is "Trouble accessing funds in your mobile or digital wallet" in the "Money transfer, virtual currency, or money service" product category.
Read our methodology — how this data is sourced, computed, and verified.