CFPB · Single-product concentration
AAA Collections
117 CFPB complaints · 98.3% in "Debt collection" · top issue Written notification about debt.
AAA Collections: 98.3% of 117 CFPB complaints sit in "Debt collection". Timely 99.1% · relief 0%. Allegations, not findings.
- Single-product concentration
- +900% filings 2013 to 2026
CFPB relief outcome brief
CCDB company aaa-collections
0% relief · 99.1% timely · 117 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
AAA Collections closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of AAA Collections's 117 filings include narrative text
54.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
AAA Collections complaint mix by product
- Debt collection 115 98.3% – 0% relief
- Credit reporting, 1 0.9% – 0% relief
- Checking or 1 0.9% – 0% relief
How AAA Collections's 117 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 115 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Checking or savings account | 1 |
Concentrated filing states for AAA Collections
Top states by attributed CFPB complaint volume for this company
- Leading state
- SD
- 59% of this company's filings
AAA Collections rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 10
- +900% vs 2013
Top States
| State | Complaints |
|---|---|
| SD | 69 |
| ND | 21 |
| IA | 8 |
| NE | 3 |
| MN | 3 |
| IL | 3 |
| AZ | 2 |
| CA | 2 |
| WY | 1 |
| FL | 1 |
| MO | 1 |
| NJ | 1 |
| WI | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 23 |
| Attempts to collect debt not owed | 20 |
| Communication tactics | 19 |
| Took or threatened to take negative or legal action | 16 |
| False statements or representation | 8 |
| Cont'd attempts collect debt not owed | 8 |
| Improper contact or sharing of info | 7 |
| Disclosure verification of debt | 5 |
| Taking/threatening an illegal action | 5 |
| Threatened to contact someone or share information improperly | 4 |
| Incorrect information on your report | 1 |
| Problem with a lender or other company charging your account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 0% |
| 2014 | 7 | 100% |
| 2015 | 8 | 100% |
| 2016 | 11 | 100% |
| 2017 | 10 | 100% |
| 2018 | 5 | 100% |
| 2019 | 4 | 100% |
| 2020 | 3 | 100% |
| 2021 | 6 | 100% |
| 2022 | 9 | 100% |
| 2023 | 10 | 100% |
| 2024 | 17 | 100% |
| 2025 | 16 | 100% |
| 2026 | 10 | 100% |
Source: CFPB Consumer Complaint Database
AAA Collections filings cluster in one product
AAA Collections's 117 logged complaints stay concentrated: only 14 states show a filing. 54.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-24.
AAA Collections answers 99.1% of complaints inside the CFPB's tracked window and closes 99.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about AAA Collections.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for AAA Collections: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 117.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for AAA Collections (99.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration