CFPB · Single-product concentration
Mel S. Harris and Associates, LLC
37 CFPB complaints · 97.3% in "Debt collection" · top issue Taking/threatening an illegal action.
Mel S. Harris and Associates, LLC: 97.3% of 37 CFPB complaints sit in "Debt collection". Timely 89.2% · relief 35.1%. Allegations, not findings.
- Single-product concentration
- 0% filings 2013 to 2021
CFPB relief outcome brief
CCDB company mel-s-harris-and-associates-llc
35.1% relief · 89.2% timely · 37 filings · Debt collection
Same-product relief peers
Nearest relief peer: YSA ARM LLC DBA Oxygen XL (35% relief)
Mel S. Harris and Associates, LLC closes 35.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 37 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Mel S. Harris and Associates, LLC complaint mix by product
- Debt collection 36 97.3% – 36% relief
- Credit card 1 2.7% – 0% relief
How Mel S. Harris and Associates, LLC's 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 36 |
| Credit card | 1 |
Concentrated filing states for Mel S. Harris and Associates, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 78.4% of this company's filings
Mel S. Harris and Associates, LLC complaints by year
Annual filing volume from the CFPB public database
- 2021
- 1
- 0% vs 2013
Top States
| State | Complaints |
|---|---|
| NY | 29 |
| FL | 4 |
| NJ | 2 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 13 |
| Cont'd attempts collect debt not owed | 9 |
| Disclosure verification of debt | 7 |
| False statements or representation | 2 |
| Communication tactics | 2 |
| Improper contact or sharing of info | 1 |
| Other | 1 |
| Written notification about debt | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 19 | 100% |
| 2015 | 13 | 100% |
| 2017 | 2 | 0% |
| 2019 | 1 | 0% |
| 2021 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Mel S. Harris and Associates, LLC filings cluster in one product
Mel S. Harris and Associates, LLC's 37 logged complaints stay concentrated: only 4 states show a filing. Only 29.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2021-07-09.
Mel S. Harris and Associates, LLC answers 89.2% of complaints inside the CFPB's tracked window and closes 51.4% with a written explanation. 35.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mel S. Harris and Associates, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Mel S. Harris and Associates, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 37.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 89.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Mel S. Harris and Associates, LLC (89.2% timely; 35.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration