Total complaints
32
Filed since 2013
2026 data Public-data reference. official source
Mel S. Harris and Associates, LLC
32 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
32 consumer complaints filed with the CFPB
This profile shows Mel S. Harris and Associates, LLC's complaint history from CFPB public records. 32 consumers have filed complaints since 2013. The company has a 96.9% timely response rate and has provided relief in 40.6% of cases.
32
Total Complaints
96.9%
Timely Response
3.1%
Disputed
40.6%
Relief Provided
4
States Active
2013
Since
Timely response
96.9%
CFPB-tracked response window
Relief rate
40.6%
Closed with monetary or non-monetary relief
Timely response rate 96.9%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 40.6%
Industry median
Share closed with monetary or non-monetary relief.
Mel S. Harris and Associates, LLC complaint mix by product
- Debt collection 31 96.9% – 42% relief
- Credit card 1 3.1% – 0% relief
How Mel S. Harris and Associates, LLC's 32 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 31 |
| Credit card | 1 |
Top States
| State | Complaints |
|---|---|
| NY | 26 |
| NJ | 2 |
| FL | 2 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 12 |
| Cont'd attempts collect debt not owed | 9 |
| Disclosure verification of debt | 6 |
| Communication tactics | 2 |
| False statements or representation | 1 |
| Improper contact or sharing of info | 1 |
| Other | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 19 | 100% |
| 2015 | 11 | 100% |
| 2017 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Mel S. Harris and Associates, LLC
Mel S. Harris and Associates, LLC has accumulated 32 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2017-04-18, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Mel S. Harris and Associates, LLC reports a 96.9% timely-response rate and has closed 53.1% of cases with a written explanation to the consumer. 40.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Taking/threatening an illegal action".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Mel S. Harris and Associates, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Mel S. Harris and Associates, LLC have?
Mel S. Harris and Associates, LLC has received 32 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Mel S. Harris and Associates, LLC respond to complaints on time?
Mel S. Harris and Associates, LLC has a 96.9% timely response rate to CFPB complaints.
What is the most common complaint about Mel S. Harris and Associates, LLC?
The most common issue reported against Mel S. Harris and Associates, LLC is "Taking/threatening an illegal action" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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