Mel S. Harris and Associates, LLC
37 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Mel S. Harris and Associates, LLC complaint mix by product
- Debt collection 36 97.3% – 36% relief
- Credit card 1 2.7% – 0% relief
How Mel S. Harris and Associates, LLC's 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 36 |
| Credit card | 1 |
Top States
| State | Complaints |
|---|---|
| NY | 29 |
| FL | 4 |
| NJ | 2 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 13 |
| Cont'd attempts collect debt not owed | 9 |
| Disclosure verification of debt | 7 |
| False statements or representation | 2 |
| Communication tactics | 2 |
| Improper contact or sharing of info | 1 |
| Other | 1 |
| Written notification about debt | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 19 | 100% |
| 2015 | 13 | 100% |
| 2017 | 2 | 0% |
| 2019 | 1 | 0% |
| 2021 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Mel S. Harris and Associates, LLC
Mel S. Harris and Associates, LLC's 37 logged complaints stay concentrated: only 4 states show a filing on record. Only 29.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2021-07-09.
Mel S. Harris and Associates, LLC answers 89.2% of complaints inside the CFPB's tracked window and closes 51.4% with a written explanation. 35.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mel S. Harris and Associates, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Mel S. Harris and Associates, LLC have?
37, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Mel S. Harris and Associates, LLC respond to complaints on time?
89.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Mel S. Harris and Associates, LLC?
"Taking/threatening an illegal action", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.