CFPB · Narrative-heavy record
Mei Auto Finance Inc
138 CFPB complaints · 57.2% with narratives · top issue Incorrect information on your report.
Mei Auto Finance Inc: 57.2% of 138 filings include consumer narratives. Timely 97.8% · relief 2.9% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- +900% filings 2015 to 2026
CFPB relief outcome brief
CCDB company mei-auto-finance-inc
2.9% relief · 97.8% timely · 138 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: MCMC Auto LTD (2.9% relief)
Mei Auto Finance Inc closes 2.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Mei Auto Finance Inc's 138 filings include narrative text
57.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Mei Auto Finance Inc complaint mix by product
- Vehicle loan 49 35.5% – 0% relief
- Credit reporting 48 34.8% – 0% relief
- Debt collection 27 19.6% – 4% relief
- Consumer Loan 6 4.3% – 33% relief
- Credit reporting, 6 4.3% – 17% relief
- Payday loan, 1 0.7% – 0% relief
- Credit card 1 0.7% – 0% relief
How Mei Auto Finance Inc's 138 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 49 |
| Credit reporting or other personal consumer reports | 48 |
| Debt collection | 27 |
| Consumer Loan | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Credit card | 1 |
Concentrated filing states for Mei Auto Finance Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 87% of this company's filings
Mei Auto Finance Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 30
- +900% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 120 |
| GA | 6 |
| MS | 4 |
| LA | 2 |
| PA | 1 |
| AR | 1 |
| FL | 1 |
| OK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 35 |
| Problem with a company's investigation into an existing problem | 16 |
| Repossession | 15 |
| Managing the loan or lease | 14 |
| Attempts to collect debt not owed | 13 |
| Struggling to pay your loan | 12 |
| Improper use of your report | 9 |
| False statements or representation | 4 |
| Took or threatened to take negative or legal action | 4 |
| Problems when you are unable to pay | 4 |
| Communication tactics | 3 |
| Getting a loan or lease | 2 |
| Problems at the end of the loan or lease | 2 |
| Written notification about debt | 2 |
| Getting the loan | 1 |
| Trouble using your card | 1 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 33.3% |
| 2016 | 2 | 100% |
| 2017 | 3 | 66.7% |
| 2018 | 5 | 100% |
| 2019 | 7 | 100% |
| 2020 | 2 | 100% |
| 2021 | 4 | 100% |
| 2022 | 9 | 100% |
| 2023 | 11 | 100% |
| 2024 | 14 | 100% |
| 2025 | 48 | 100% |
| 2026 | 30 | 100% |
Source: CFPB Consumer Complaint Database
Mei Auto Finance Inc's narrative-rich complaint ledger
Mei Auto Finance Inc's 138 logged complaints stay concentrated: only 8 states show a filing. 57.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-10.
Mei Auto Finance Inc answers 97.8% of complaints inside the CFPB's tracked window and closes 97.1% with a written explanation. 2.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mei Auto Finance Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Mei Auto Finance Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 138.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Mei Auto Finance Inc (97.8% timely; 2.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record