CFPB · Narrative-heavy record
MCMC Auto LTD
69 CFPB complaints · 59.4% with narratives · top issue Incorrect information on your report.
MCMC Auto LTD: 59.4% of 69 filings include consumer narratives. Timely 97.1% · relief 2.9% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- +350% filings 2015 to 2026
CFPB relief outcome brief
CCDB company mcmc-auto-ltd
2.9% relief · 97.1% timely · 69 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: Mei Auto Finance Inc (2.9% relief)
MCMC Auto LTD closes 2.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of MCMC Auto LTD's 69 filings include narrative text
59.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
MCMC Auto LTD complaint mix by product
- Vehicle loan 27 39.1% – 0% relief
- Credit reporting 16 23.2% – 0% relief
- Debt collection 15 21.7% – 7% relief
- Credit reporting, 7 10.1% – 0% relief
- Consumer Loan 4 5.8% – 25% relief
How MCMC Auto LTD's 69 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 27 |
| Credit reporting or other personal consumer reports | 16 |
| Debt collection | 15 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Consumer Loan | 4 |
Concentrated filing states for MCMC Auto LTD
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 94.2% of this company's filings
MCMC Auto LTD rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 9
- +350% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 65 |
| AR | 2 |
| CA | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 17 |
| Repossession | 10 |
| Managing the loan or lease | 8 |
| Took or threatened to take negative or legal action | 7 |
| Improper use of your report | 4 |
| Attempts to collect debt not owed | 4 |
| Struggling to pay your loan | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Communication tactics | 3 |
| Problems when you are unable to pay | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Getting a loan or lease | 1 |
| Problems at the end of the loan or lease | 1 |
| Unable to get your credit report or credit score | 1 |
| False statements or representation | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 100% |
| 2016 | 1 | 100% |
| 2017 | 5 | 100% |
| 2018 | 2 | 100% |
| 2019 | 3 | 100% |
| 2020 | 1 | 100% |
| 2021 | 7 | 85.7% |
| 2023 | 4 | 75% |
| 2024 | 10 | 100% |
| 2025 | 25 | 100% |
| 2026 | 9 | 100% |
Source: CFPB Consumer Complaint Database
MCMC Auto LTD's narrative-rich complaint ledger
MCMC Auto LTD's 69 logged complaints stay concentrated: only 4 states show a filing. 59.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-25.
MCMC Auto LTD answers 97.1% of complaints inside the CFPB's tracked window and closes 95.7% with a written explanation. 2.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about MCMC Auto LTD.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for MCMC Auto LTD: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 69.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for MCMC Auto LTD (97.1% timely; 2.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record