CFPB · Mid-pack CFPB posture

Madison Auto, LLC

87 CFPB complaints · 19 states · top issue Improper use of your report.

87 CFPB complaints

Madison Auto, LLC has 87 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +1225% filings 2023 to 2026

CFPB relief outcome brief

CCDB company madison-auto-llc

0% relief · 100% timely · 87 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Madison Auto, LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Madison Auto, LLC and nearest filing-volume peers

Madison Auto, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 87 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Madison Auto, LLC complaint mix by product

Total complaints: 87

Madison Auto, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 87 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 36 complaints (41.4%), resolution 0.0% Credit reporting 41.4% Debt collection: 32 complaints (36.8%), resolution 0.0% Debt collection 36.8% Vehicle loan: 16 complaints (18.4%), resolution 0.0% Vehicle loan 18.4% Credit reporting,: 3 complaints (3.4%), resolution 0.0%
  • Credit reporting 36 41.4% 0% relief
  • Debt collection 32 36.8% 0% relief
  • Vehicle loan 16 18.4% 0% relief
  • Credit reporting, 3 3.4% 0% relief

How Madison Auto, LLC's 87 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 36
Debt collection 32
Vehicle loan or lease 16
Credit reporting, credit repair services, or other personal consumer reports 3

Where Madison Auto, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
11.5% of this company's filings
GA10TX9PA9IL8SC8LA7NY6FL4

Madison Auto, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
53
+1225% vs 2023
0204060 2023202420252026 53

Top States

State Complaints
GA 10
TX 9
PA 9
IL 8
SC 8
LA 7
NY 6
FL 4
CA 4
MI 4
IN 3
VA 3
TN 3
OH 3
NC 2
AL 1
MO 1
NJ 1
OK 1

Top Issues

Issue Complaints
Improper use of your report 21
Attempts to collect debt not owed 14
Repossession 12
Incorrect information on your report 11
Problem with a company's investigation into an existing problem 8
Took or threatened to take negative or legal action 7
Written notification about debt 7
False statements or representation 4
Getting a loan or lease 2
Managing the loan or lease 1

Yearly Trend

Year Complaints Timely
2023 4 100%
2024 3 100%
2025 27 100%
2026 53 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Madison Auto, LLC

Madison Auto, LLC's 87 logged complaints stay concentrated: only 19 states show a filing. Only 18.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-06-24.

Madison Auto, LLC answers 100% of complaints inside the CFPB's tracked window and closes 97.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Madison Auto, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Madison Auto, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Madison Auto, LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture