CFPB · Single-product concentration
M. G. Credit, Inc.
236 CFPB complaints · 84.3% in "Debt collection" · top issue Attempts to collect debt not owed.
M. G. Credit, Inc.: 84.3% of 236 CFPB complaints sit in "Debt collection". Timely 100% · relief 0.4%. Allegations, not findings.
- Single-product concentration
- +700% filings 2013 to 2026
CFPB relief outcome brief
CCDB company m-g-credit-inc
0.4% relief · 100% timely · 236 filings · Debt collection
Same-product relief peers
Nearest relief peer: LJ Ross Associates (0.4% relief)
M. G. Credit, Inc. closes 0.4% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 236 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
M. G. Credit, Inc. complaint mix by product
- Debt collection 199 84.3% – 1% relief
- Credit reporting 21 8.9% – 0% relief
- Credit reporting, 14 5.9% – 0% relief
- Consumer Loan 2 0.8% – 0% relief
How M. G. Credit, Inc.'s 236 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 199 |
| Credit reporting or other personal consumer reports | 21 |
| Credit reporting, credit repair services, or other personal consumer reports | 14 |
| Consumer Loan | 2 |
Concentrated filing states for M. G. Credit, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 67.4% of this company's filings
M. G. Credit, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 32
- +700% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 159 |
| GA | 24 |
| OH | 12 |
| VA | 5 |
| TX | 4 |
| NC | 3 |
| IN | 3 |
| MD | 3 |
| NY | 3 |
| CA | 3 |
| NV | 2 |
| NJ | 2 |
| MS | 2 |
| UT | 2 |
| OR | 1 |
| DC | 1 |
| ND | 1 |
| OK | 1 |
| LA | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 80 |
| Written notification about debt | 35 |
| False statements or representation | 25 |
| Took or threatened to take negative or legal action | 22 |
| Incorrect information on your report | 20 |
| Cont'd attempts collect debt not owed | 19 |
| Improper use of your report | 8 |
| Disclosure verification of debt | 7 |
| Communication tactics | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Improper contact or sharing of info | 3 |
| Threatened to contact someone or share information improperly | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Managing the loan or lease | 2 |
| Unable to get your credit report or credit score | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 4 | 100% |
| 2015 | 2 | 100% |
| 2016 | 15 | 100% |
| 2017 | 27 | 100% |
| 2018 | 11 | 100% |
| 2019 | 9 | 100% |
| 2020 | 10 | 100% |
| 2021 | 26 | 100% |
| 2022 | 8 | 100% |
| 2023 | 14 | 100% |
| 2024 | 23 | 100% |
| 2025 | 51 | 100% |
| 2026 | 32 | 100% |
Source: CFPB Consumer Complaint Database
M. G. Credit, Inc. filings cluster in one product
M. G. Credit, Inc.'s 236 logged complaints stay concentrated: only 20 states show a filing. Only 39.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-16.
M. G. Credit, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 99.2% with a written explanation. 0.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about M. G. Credit, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for M. G. Credit, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 236.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for M. G. Credit, Inc. (100% timely; 0.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration