CFPB · Narrative-heavy record

Lpi, Inc.

17 CFPB complaints · 76.5% with narratives · top issue Took or threatened to take negative or legal action.

17 CFPB complaints

Lpi, Inc.: 76.5% of 17 filings include consumer narratives. Timely 94.1% · relief 11.8% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • +200% filings 2024 to 2026

CFPB relief outcome brief

CCDB company lpi-inc

11.8% relief · 94.1% timely · 17 filings · Debt collection

Nearest relief peer: Vision Financial Corp. (11.9% relief)

Lpi, Inc. (this)11.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Lpi, Inc. and nearest filing-volume peers

Lpi, Inc. closes 11.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Lpi, Inc.'s 17 filings include narrative text

76.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 94.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Lpi, Inc. complaint mix by product

Total complaints: 17

Lpi, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 11 complaints (64.7%), resolution 0.0% Debt collection 64.7% Payday loan,: 3 complaints (17.6%), resolution 33.3% Payday loan, 17.6% Credit card: 2 complaints (11.8%), resolution 0.0% Credit card 11.8% Credit reporting: 1 complaints (5.9%), resolution 100.0%
  • Debt collection 11 64.7% 0% relief
  • Payday loan, 3 17.6% 33% relief
  • Credit card 2 11.8% 0% relief
  • Credit reporting 1 5.9% 100% relief

How Lpi, Inc.'s 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 11
Payday loan, title loan, personal loan, or advance loan 3
Credit card 2
Credit reporting or other personal consumer reports 1

Where Lpi, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
29.4% of this company's filings
FL5PA3WY2WA1TN1TX1IN1SC1

Lpi, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2024
051015 202420252026 3

Top States

State Complaints
FL 5
PA 3
WY 2
WA 1
TN 1
TX 1
IN 1
SC 1
OK 1
ND 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 3
Attempts to collect debt not owed 3
False statements or representation 2
Advertising and marketing, including promotional offers 1
Written notification about debt 1
Communication tactics 1
Problem with a purchase shown on your statement 1
Threatened to contact someone or share information improperly 1
Incorrect information on your report 1
Property was damaged or destroyed property 1
Problem when making payments 1
Problem with additional add-on products or services 1

Yearly Trend

Year Complaints Timely
2024 1 100%
2025 13 100%
2026 3 66.7%

Source: CFPB Consumer Complaint Database

Lpi, Inc.'s narrative-rich complaint ledger

Lpi, Inc.'s 17 logged complaints stay concentrated: only 10 states show a filing. 76.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-04-23.

Lpi, Inc. answers 94.1% of complaints inside the CFPB's tracked window and closes 88.2% with a written explanation. 11.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lpi, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Lpi, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Lpi, Inc. (94.1% timely; 11.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record