CFPB · Single-product concentration

Triad Financial Services, Inc.

152 CFPB complaints · 79.6% in "Mortgage" · top issue Trouble during payment process.

152 CFPB complaints

Triad Financial Services, Inc.: 79.6% of 152 CFPB complaints sit in "Mortgage". Timely 96.7% · relief 5.3%. Allegations, not findings.

  • Single-product concentration
  • +1600% filings 2013 to 2026

CFPB relief outcome brief

CCDB company triad-financial-services-inc

5.3% relief · 96.7% timely · 152 filings · Mortgage

Nearest relief peer: Cornerstone Home Lending Inc. (5.2% relief)

Triad Financial Services, In…5.3%United Community Bank10.5%Zarvad Iii S.a.0%Diaz & Associates, Inc.0%Lentegrity Management, LLC0%
Closed-with-relief % among Triad Financial Services, Inc. and nearest filing-volume peers

Triad Financial Services, Inc. closes 5.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Triad Financial Services, Inc.'s 152 filings include narrative text

52% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Triad Financial Services, Inc. complaint mix by product

Total complaints: 152

Triad Financial Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 152 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 121 complaints (79.6%), resolution 5.0% Mortgage 79.6% Credit reporting: 14 complaints (9.2%), resolution 14.3% Credit reporting 9.2% Credit reporting,: 7 complaints (4.6%), resolution 0.0% Debt collection: 5 complaints (3.3%), resolution 0.0% Vehicle loan: 2 complaints (1.3%), resolution 0.0% Payday loan,: 2 complaints (1.3%), resolution 0.0% Consumer Loan: 1 complaints (0.7%), resolution 0.0%
  • Mortgage 121 79.6% 5% relief
  • Credit reporting 14 9.2% 14% relief
  • Credit reporting, 7 4.6% 0% relief
  • Debt collection 5 3.3% 0% relief
  • Vehicle loan 2 1.3% 0% relief
  • Payday loan, 2 1.3% 0% relief
  • Consumer Loan 1 0.7% 0% relief

How Triad Financial Services, Inc.'s 152 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 121
Credit reporting or other personal consumer reports 14
Credit reporting, credit repair services, or other personal consumer reports 7
Debt collection 5
Vehicle loan or lease 2
Payday loan, title loan, or personal loan 2
Consumer Loan 1

Where Triad Financial Services, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
15.1% of this company's filings
CA23FL21MI20TX13OK9IN7NY7GA6

Triad Financial Services, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
17
+1600% vs 2013
0102030 20132015201720192021202320252026 17

Top States

State Complaints
CA 23
FL 21
MI 20
TX 13
OK 9
IN 7
NY 7
GA 6
MS 5
IL 4
AR 4
AZ 4
MN 4
PA 3
MO 3
AL 3
KY 2
OH 2
MD 2
WV 2

Top Issues

Issue Complaints
Trouble during payment process 59
Struggling to pay mortgage 22
Closing on a mortgage 15
Incorrect information on your report 14
Applying for a mortgage or refinancing an existing mortgage 11
Improper use of your report 6
Problem with a company's investigation into an existing problem 5
Application, originator, mortgage broker 3
Unable to get your credit report or credit score 2
Managing the loan or lease 2
Settlement process and costs 2
Written notification about debt 2
False statements or representation 2
Problem with a credit reporting company's investigation into an existing problem 1
Threatened to contact someone or share information improperly 1
Repossession 1
Loan servicing, payments, escrow account 1
Loan modification,collection,foreclosure 1
Charged fees or interest you didn't expect 1
Getting the loan 1

Yearly Trend

Year Complaints Timely
2013 1 0%
2014 2 50%
2015 3 100%
2016 1 100%
2017 5 100%
2018 1 100%
2019 7 100%
2020 19 100%
2021 13 100%
2022 14 92.9%
2023 19 100%
2024 27 92.6%
2025 23 100%
2026 17 100%

Source: CFPB Consumer Complaint Database

Triad Financial Services, Inc. filings cluster in one product

Triad Financial Services, Inc.'s 152 logged complaints stay concentrated: only 27 states show a filing. 52% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-05.

Triad Financial Services, Inc. answers 96.7% of complaints inside the CFPB's tracked window and closes 94.7% with a written explanation. 5.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Triad Financial Services, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Triad Financial Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Triad Financial Services, Inc. (96.7% timely; 5.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration