SG and Associates
449 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
SG and Associates complaint mix by product
- Debt collection 343 76.4% – 0% relief
- Credit reporting 74 16.5% – 0% relief
- Credit reporting, 27 6.0% – 0% relief
- Payday loan, 3 0.7% – 0% relief
- Credit card 1 0.2% – 0% relief
- Debt or 1 0.2% – 0% relief
How SG and Associates's 449 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 343 |
| Credit reporting or other personal consumer reports | 74 |
| Credit reporting, credit repair services, or other personal consumer reports | 27 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Credit card or prepaid card | 1 |
| Debt or credit management | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 153 |
| FL | 48 |
| GA | 40 |
| CA | 20 |
| NC | 20 |
| NY | 17 |
| PA | 15 |
| OH | 11 |
| IN | 10 |
| IL | 9 |
| AL | 8 |
| MI | 8 |
| TN | 7 |
| AZ | 7 |
| SC | 6 |
| MD | 6 |
| LA | 5 |
| MO | 4 |
| DC | 4 |
| VA | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 128 |
| Took or threatened to take negative or legal action | 90 |
| Written notification about debt | 50 |
| Incorrect information on your report | 47 |
| False statements or representation | 40 |
| Improper use of your report | 28 |
| Communication tactics | 25 |
| Problem with a company's investigation into an existing problem | 16 |
| Threatened to contact someone or share information improperly | 8 |
| Problem with a credit reporting company's investigation into an existing problem | 8 |
| Electronic communications | 2 |
| Struggling to pay your loan | 2 |
| Getting a credit card | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Confusing or missing disclosures | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 4 | 100% |
| 2021 | 28 | 78.6% |
| 2022 | 51 | 52.9% |
| 2023 | 53 | 84.9% |
| 2024 | 65 | 93.8% |
| 2025 | 138 | 54.3% |
| 2026 | 110 | 28.2% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About SG and Associates
SG and Associates's 449 logged complaints reach a nationwide footprint - 45 states have at least one filing on record. Only 34.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2020 through 2026-06-25.
SG and Associates answers 59% of complaints inside the CFPB's tracked window and closes 96.9% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about SG and Associates.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does SG and Associates have?
449, per the CFPB's public complaint count for this company (see the full breakdown above).
Does SG and Associates respond to complaints on time?
59% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about SG and Associates?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.