CFPB · Mid-pack CFPB posture
Liberty SBF
3 CFPB complaints · 2 states · top issue Attempts to collect debt not owed.
Liberty SBF has 3 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +100% filings 2021 to 2023
CFPB relief outcome brief
CCDB company liberty-sbf
0% relief · 100% timely · 3 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Liberty SBF closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Liberty SBF complaint mix by product
- Debt collection 2 66.7% – 0% relief
- Payday loan, 1 33.3% – 0% relief
How Liberty SBF's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2 |
| Payday loan, title loan, or personal loan | 1 |
Concentrated filing states for Liberty SBF
Top states by attributed CFPB complaint volume for this company
- Leading state
- NC
- 66.7% of this company's filings
Liberty SBF rising annual filings
Annual filing volume from the CFPB public database
- 2023
- 2
- +100% vs 2021
Top States
| State | Complaints |
|---|---|
| NC | 2 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 1 |
| Getting the loan | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 1 | 100% |
| 2023 | 2 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Liberty SBF
Liberty SBF's 3 logged complaints stay concentrated: only 2 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2023-08-08.
Liberty SBF answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Liberty SBF.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Liberty SBF: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 3.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Liberty SBF (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture