CFPB · Single-product concentration

LHR Inc.

35 CFPB complaints · 82.9% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

35 CFPB complaints

LHR Inc.: 82.9% of 35 CFPB complaints sit in "Debt collection". Timely 31.4% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -87.5% filings 2013 to 2021

CFPB relief outcome brief

CCDB company lhr-inc

0% relief · 31.4% timely · 35 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

LHR Inc. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among LHR Inc. and nearest filing-volume peers

LHR Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 35 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 31.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

LHR Inc. complaint mix by product

Total complaints: 35

LHR Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 35 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 29 complaints (82.9%), resolution 0.0% Debt collection 82.9% Credit reporting: 2 complaints (5.7%), resolution 0.0% Credit reporting,: 2 complaints (5.7%), resolution 0.0% Consumer Loan: 1 complaints (2.9%), resolution 0.0% Credit card: 1 complaints (2.9%), resolution 0.0%
  • Debt collection 29 82.9% 0% relief
  • Credit reporting 2 5.7% 0% relief
  • Credit reporting, 2 5.7% 0% relief
  • Consumer Loan 1 2.9% 0% relief
  • Credit card 1 2.9% 0% relief

How LHR Inc.'s 35 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 29
Credit reporting 2
Credit reporting, credit repair services, or other personal consumer reports 2
Consumer Loan 1
Credit card 1

Where LHR Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
17.1% of this company's filings
NY6CA4SC3TX3OH2AK2FL2DE2

LHR Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
1
-87.5% vs 2013
0246810 201320142015201620172018201920202021 1

Top States

State Complaints
NY 6
CA 4
SC 3
TX 3
OH 2
AK 2
FL 2
DE 2
GA 2
SD 1
CO 1
AZ 1
IL 1
WA 1
PA 1
NH 1
NJ 1
MA 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 10
Disclosure verification of debt 5
Attempts to collect debt not owed 4
Improper contact or sharing of info 2
False statements or representation 2
Incorrect information on credit report 2
Communication tactics 2
Took or threatened to take negative or legal action 2
Written notification about debt 1
Problems when you are unable to pay 1
Credit card protection / Debt protection 1
Taking/threatening an illegal action 1
Problem with a credit reporting company's investigation into an existing problem 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2013 8 100%
2014 9 33.3%
2015 5 0%
2016 3 0%
2017 2 0%
2018 2 0%
2019 2 0%
2020 3 0%
2021 1 0%

Source: CFPB Consumer Complaint Database

LHR Inc. filings cluster in one product

LHR Inc.'s 35 logged complaints stay concentrated: only 18 states show a filing. Only 34.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2021-10-08.

LHR Inc. answers 31.4% of complaints inside the CFPB's tracked window and closes 40% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about LHR Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for LHR Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for LHR Inc. (31.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration