CFPB · Narrative-heavy record

Lenmo Inc

31 CFPB complaints · 45.2% with narratives · top issue Took or threatened to take negative or legal action.

31 CFPB complaints

Lenmo Inc: 45.2% of 31 filings include consumer narratives. Timely 67.7% · relief 0% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.

  • Narrative-heavy record
  • +500% filings 2019 to 2026

CFPB relief outcome brief

CCDB company lenmo-inc

0% relief · 67.7% timely · 31 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: CCF Intermediate Holdings LLC (0% relief)

Lenmo Inc (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Lenmo Inc and nearest filing-volume peers

Lenmo Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Lenmo Inc's 31 filings include narrative text

45.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 67.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Lenmo Inc complaint mix by product

Total complaints: 31

Lenmo Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 31 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 19 complaints (61.3%), resolution 0.0% Payday loan, 61.3% Debt collection: 7 complaints (22.6%), resolution 0.0% Debt collection 22.6% Money transfer,: 2 complaints (6.5%), resolution 0.0% Money transfer, 6.5% Payday loan,: 2 complaints (6.5%), resolution 0.0% Payday loan, 6.5% Credit reporting,: 1 complaints (3.2%), resolution 0.0%
  • Payday loan, 19 61.3% 0% relief
  • Debt collection 7 22.6% 0% relief
  • Money transfer, 2 6.5% 0% relief
  • Payday loan, 2 6.5% 0% relief
  • Credit reporting, 1 3.2% 0% relief

How Lenmo Inc's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 19
Debt collection 7
Money transfer, virtual currency, or money service 2
Payday loan, title loan, or personal loan 2
Credit reporting, credit repair services, or other personal consumer reports 1

Where Lenmo Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
16.1% of this company's filings
CA5OH3GA3FL3NY2NC2TX2SD1

Lenmo Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+500% vs 2019
051015 2019202020222023202420252026 6

Top States

State Complaints
CA 5
OH 3
GA 3
FL 3
NY 2
NC 2
TX 2
SD 1
UT 1
MN 1
MD 1
VA 1
WI 1
MI 1
TN 1
IN 1
AL 1
PA 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 6
Getting the loan 4
Loan payment wasn't credited to your account 3
Charged fees or interest you didn't expect 2
Can't contact lender or servicer 2
Was approved for a loan, but didn't receive the money 2
Problem when making payments 2
Problem with the payoff process at the end of the loan 1
Struggling to pay your loan 1
Communication tactics 1
Problems receiving the advance 1
Fraud or scam 1
Improper use of your report 1
Problem with additional add-on products or services 1
Other service problem 1
Getting a line of credit 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2019 1 100%
2020 1 100%
2022 2 0%
2023 2 50%
2024 6 66.7%
2025 13 69.2%
2026 6 83.3%

Source: CFPB Consumer Complaint Database

Lenmo Inc's narrative-rich complaint ledger

Lenmo Inc's 31 logged complaints stay concentrated: only 18 states show a filing. 45.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-05-27.

Lenmo Inc answers 67.7% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lenmo Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Lenmo Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Lenmo Inc (67.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record