CFPB · Narrative-heavy record

Lenco Finance of Carencro, Inc

9 CFPB complaints · 44.4% with narratives · top issue Took or threatened to take negative or legal action.

9 CFPB complaints

Lenco Finance of Carencro, Inc: 44.4% of 9 filings include consumer narratives. Timely 55.6% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • +100% filings 2016 to 2026

CFPB relief outcome brief

CCDB company lenco-finance-of-carencro-inc

0% relief · 55.6% timely · 9 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Lenco Finance of Carencro, I…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Lenco Finance of Carencro, Inc and nearest filing-volume peers

Lenco Finance of Carencro, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 55.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Lenco Finance of Carencro, Inc complaint mix by product

Total complaints: 9

Lenco Finance of Carencro, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 4 complaints (44.4%), resolution 0.0% Debt collection 44.4% Payday loan,: 2 complaints (22.2%), resolution 0.0% Payday loan, 22.2% Credit reporting,: 1 complaints (11.1%), resolution 0.0% Credit reporting, 11.1% Credit reporting: 1 complaints (11.1%), resolution 0.0% Credit reporting 11.1% Consumer Loan: 1 complaints (11.1%), resolution 0.0% Consumer Loan 11.1%
  • Debt collection 4 44.4% 0% relief
  • Payday loan, 2 22.2% 0% relief
  • Credit reporting, 1 11.1% 0% relief
  • Credit reporting 1 11.1% 0% relief
  • Consumer Loan 1 11.1% 0% relief

How Lenco Finance of Carencro, Inc's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 4
Payday loan, title loan, or personal loan 2
Credit reporting, credit repair services, or other personal consumer reports 1
Credit reporting or other personal consumer reports 1
Consumer Loan 1

Concentrated filing states for Lenco Finance of Carencro, Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
LA
66.7% of this company's filings
LA6TX2

Lenco Finance of Carencro, Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2016
0.511.522.533.5 201620182019202320252026 2

Top States

State Complaints
LA 6
TX 2

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 4
Problem with a credit reporting company's investigation into an existing problem 1
Incorrect information on your report 1
Taking out the loan or lease 1
Charged fees or interest you didn't expect 1
Getting a line of credit 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2018 1 100%
2019 1 100%
2023 1 100%
2025 3 33.3%
2026 2 0%

Source: CFPB Consumer Complaint Database

Lenco Finance of Carencro, Inc's narrative-rich complaint ledger

Lenco Finance of Carencro, Inc's 9 logged complaints stay concentrated: only 2 states show a filing. 44.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-04-10.

Lenco Finance of Carencro, Inc answers 55.6% of complaints inside the CFPB's tracked window and closes 55.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lenco Finance of Carencro, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Lenco Finance of Carencro, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Lenco Finance of Carencro, Inc (55.6% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record