CFPB · Single-product concentration
Law Office of Monica Guilarte LLC
7 CFPB complaints · 71.4% in "Debt collection" · top issue False statements or representation.
Law Office of Monica Guilarte LLC: 71.4% of 7 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +400% filings 2021 to 2025
CFPB relief outcome brief
CCDB company law-office-of-monica-guilarte-llc
0% relief · 100% timely · 7 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Law Office of Monica Guilarte LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Law Office of Monica Guilarte LLC complaint mix by product
- Debt collection 5 71.4% – 0% relief
- Credit reporting 1 14.3% – 0% relief
- Credit reporting, 1 14.3% – 0% relief
How Law Office of Monica Guilarte LLC's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 5 |
| Credit reporting or other personal consumer reports | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Law Office of Monica Guilarte LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- MD
- 71.4% of this company's filings
Law Office of Monica Guilarte LLC rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 5
- +400% vs 2021
Top States
| State | Complaints |
|---|---|
| MD | 5 |
| TX | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| False statements or representation | 2 |
| Took or threatened to take negative or legal action | 2 |
| Incorrect information on your report | 2 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2025 | 5 | 100% |
Source: CFPB Consumer Complaint Database
Law Office of Monica Guilarte LLC filings cluster in one product
Law Office of Monica Guilarte LLC's 7 logged complaints stay concentrated: only 3 states show a filing. 71.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2025-10-29.
Law Office of Monica Guilarte LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Law Office of Monica Guilarte LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Law Office of Monica Guilarte LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 7.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Law Office of Monica Guilarte LLC (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration