CFPB · Single-product concentration

Law Office of Joe Pezzuto, LLC

27 CFPB complaints · 96.3% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

27 CFPB complaints

Law Office of Joe Pezzuto, LLC: 96.3% of 27 CFPB complaints sit in "Debt collection". Timely 96.3% · relief 14.8%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2013 to 2016

CFPB relief outcome brief

CCDB company law-office-of-joe-pezzuto-llc

14.8% relief · 96.3% timely · 27 filings · Debt collection

Nearest relief peer: National Commercial Services, Inc (14.7% relief)

Law Office of Joe Pezzuto, L…14.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Law Office of Joe Pezzuto, LLC and nearest filing-volume peers

Law Office of Joe Pezzuto, LLC closes 14.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 27 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 96.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 14.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Law Office of Joe Pezzuto, LLC complaint mix by product

Total complaints: 27

Law Office of Joe Pezzuto, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 27 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 26 complaints (96.3%), resolution 15.4% Debt collection 96.3% Consumer Loan: 1 complaints (3.7%), resolution 0.0%
  • Debt collection 26 96.3% 15% relief
  • Consumer Loan 1 3.7% 0% relief

How Law Office of Joe Pezzuto, LLC's 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 26
Consumer Loan 1

Where Law Office of Joe Pezzuto, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
22.2% of this company's filings
CA6AZ5MN5VA2TX2NY1MI1GA1

Law Office of Joe Pezzuto, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2016
2
-66.7% vs 2013
051015 2013201420152016 2

Top States

State Complaints
CA 6
AZ 5
MN 5
VA 2
TX 2
NY 1
MI 1
GA 1
KY 1
PA 1
OR 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 10
Disclosure verification of debt 5
Taking/threatening an illegal action 4
Improper contact or sharing of info 3
Communication tactics 3
False statements or representation 1
Problems when you are unable to pay 1

Yearly Trend

Year Complaints Timely
2013 6 100%
2014 12 91.7%
2015 7 100%
2016 2 100%

Source: CFPB Consumer Complaint Database

Law Office of Joe Pezzuto, LLC filings cluster in one product

Law Office of Joe Pezzuto, LLC's 27 logged complaints stay concentrated: only 11 states show a filing. Only 18.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2016-03-24.

Law Office of Joe Pezzuto, LLC answers 96.3% of complaints inside the CFPB's tracked window and closes 81.5% with a written explanation. 14.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Law Office of Joe Pezzuto, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Law Office of Joe Pezzuto, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Law Office of Joe Pezzuto, LLC (96.3% timely; 14.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration