CFPB · Single-product concentration
Law Office of J.A. Cambece
35 CFPB complaints · 97.1% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
Law Office of J.A. Cambece: 97.1% of 35 CFPB complaints sit in "Debt collection". Timely 85.7% · relief 0%. Allegations, not findings.
- Single-product concentration
- -75% filings 2013 to 2022
CFPB relief outcome brief
CCDB company law-office-of-j-a-cambece
0% relief · 85.7% timely · 35 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Law Office of J.A. Cambece closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 35 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Law Office of J.A. Cambece complaint mix by product
- Debt collection 34 97.1% – 0% relief
- Credit reporting 1 2.9% – 0% relief
How Law Office of J.A. Cambece's 35 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 34 |
| Credit reporting | 1 |
Where Law Office of J.A. Cambece complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MA
- 37.1% of this company's filings
Law Office of J.A. Cambece falling annual filings
Annual filing volume from the CFPB public database
- 2022
- 1
- -75% vs 2013
Top States
| State | Complaints |
|---|---|
| MA | 13 |
| CA | 3 |
| ME | 3 |
| VA | 2 |
| FL | 2 |
| CT | 1 |
| NC | 1 |
| NE | 1 |
| OR | 1 |
| TN | 1 |
| NH | 1 |
| GA | 1 |
| OH | 1 |
| MO | 1 |
| RI | 1 |
| DC | 1 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 6 |
| Communication tactics | 5 |
| Attempts to collect debt not owed | 5 |
| Improper contact or sharing of info | 4 |
| Took or threatened to take negative or legal action | 4 |
| Taking/threatening an illegal action | 3 |
| False statements or representation | 2 |
| Disclosure verification of debt | 2 |
| Written notification about debt | 2 |
| Incorrect information on credit report | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 10 | 100% |
| 2015 | 5 | 80% |
| 2016 | 2 | 100% |
| 2017 | 8 | 62.5% |
| 2018 | 3 | 100% |
| 2019 | 2 | 100% |
| 2022 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Law Office of J.A. Cambece filings cluster in one product
Law Office of J.A. Cambece's 35 logged complaints stay concentrated: only 17 states show a filing. Only 28.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2022-06-11.
Law Office of J.A. Cambece answers 85.7% of complaints inside the CFPB's tracked window and closes 88.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Law Office of J.A. Cambece.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Law Office of J.A. Cambece: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 35.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 85.7%.
- Thunderbird Collection Specialists, Inc. Δ 0.0 pts · 203 complaints 85.7%timely
- AMCOL Systems, Inc. Δ 0.1 pts · 692 complaints 85.8%timely
- LTD Financial Services, L.P. Δ 0.2 pts · 427 complaints 85.9%timely
- Neighborhood Assistance Corporation of America ("NACA") Δ 0.2 pts · 145 complaints 85.5%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Law Office of J.A. Cambece (85.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration