CFPB · Single-product concentration
Keystone Credit Services LLC
22 CFPB complaints · 72.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Keystone Credit Services LLC: 72.7% of 22 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +250% filings 2017 to 2024
CFPB relief outcome brief
CCDB company keystone-credit-services-llc
0% relief · 100% timely · 22 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Keystone Credit Services LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 22 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Keystone Credit Services LLC complaint mix by product
- Debt collection 16 72.7% – 0% relief
- Credit reporting, 4 18.2% – 0% relief
- Credit reporting 2 9.1% – 0% relief
How Keystone Credit Services LLC's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit reporting or other personal consumer reports | 2 |
Concentrated filing states for Keystone Credit Services LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- PA
- 68.2% of this company's filings
Keystone Credit Services LLC rising annual filings
Annual filing volume from the CFPB public database
- 2024
- 7
- +250% vs 2017
Top States
| State | Complaints |
|---|---|
| PA | 15 |
| MO | 1 |
| NJ | 1 |
| OH | 1 |
| VA | 1 |
| SC | 1 |
| NY | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 8 |
| False statements or representation | 3 |
| Improper use of your report | 3 |
| Written notification about debt | 3 |
| Incorrect information on your report | 2 |
| Took or threatened to take negative or legal action | 1 |
| Communication tactics | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 2 | 100% |
| 2020 | 2 | 100% |
| 2021 | 1 | 100% |
| 2022 | 7 | 100% |
| 2023 | 3 | 100% |
| 2024 | 7 | 100% |
Source: CFPB Consumer Complaint Database
Keystone Credit Services LLC filings cluster in one product
Keystone Credit Services LLC's 22 logged complaints stay concentrated: only 8 states show a filing. Only 36.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2024-09-23.
Keystone Credit Services LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Keystone Credit Services LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Keystone Credit Services LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 22.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Keystone Credit Services LLC (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration