CFPB · Single-product concentration

Key Debt Recovery, Inc.

4 CFPB complaints · 100% in "Debt collection" · top issue Attempts to collect debt not owed.

4 CFPB complaints

Key Debt Recovery, Inc.: 100% of 4 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2025 to 2026

CFPB relief outcome brief

CCDB company key-debt-recovery-inc

0% relief · 100% timely · 4 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Key Debt Recovery, Inc. (thi…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Key Debt Recovery, Inc. and nearest filing-volume peers

Key Debt Recovery, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Key Debt Recovery, Inc. complaint mix by product

Total complaints: 4

Key Debt Recovery, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 4 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 4 100.0% 0% relief

How Key Debt Recovery, Inc.'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 4

Where Key Debt Recovery, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
25% of this company's filings
NC1PA1MI1TX1

Key Debt Recovery, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2025
0.511.522.533.5 20252026 3

Top States

State Complaints
NC 1
PA 1
MI 1
TX 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 2
Electronic communications 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2025 1 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

Key Debt Recovery, Inc. filings cluster in one product

Key Debt Recovery, Inc.'s 4 logged complaints stay concentrated: only 4 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2025 through 2026-04-14.

Key Debt Recovery, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Key Debt Recovery, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Key Debt Recovery, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Key Debt Recovery, Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration