CFPB · Single-product concentration

KCB Credit LLC

13 CFPB complaints · 84.6% in "Credit reporting or other personal consumer reports" · top issue Improper use of your report.

13 CFPB complaints

KCB Credit LLC: 84.6% of 13 CFPB complaints sit in "Credit reporting or other personal consumer reports". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2023 to 2026

CFPB relief outcome brief

CCDB company kcb-credit-llc

0% relief · 100% timely · 13 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

KCB Credit LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among KCB Credit LLC and nearest filing-volume peers

KCB Credit LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of KCB Credit LLC's 13 filings include narrative text

53.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

KCB Credit LLC complaint mix by product

Total complaints: 13

KCB Credit LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 11 complaints (84.6%), resolution 0.0% Credit reporting 84.6% Debt collection: 1 complaints (7.7%), resolution 0.0% Debt collection 7.7% Credit reporting,: 1 complaints (7.7%), resolution 0.0% Credit reporting, 7.7%
  • Credit reporting 11 84.6% 0% relief
  • Debt collection 1 7.7% 0% relief
  • Credit reporting, 1 7.7% 0% relief

How KCB Credit LLC's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 11
Debt collection 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where KCB Credit LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NV
23.1% of this company's filings
NV3CA2FL2NY2AZ1IL1TX1LA1

KCB Credit LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2023
02468 2023202420252026 2

Top States

State Complaints
NV 3
CA 2
FL 2
NY 2
AZ 1
IL 1
TX 1
LA 1

Top Issues

Issue Complaints
Improper use of your report 10
Incorrect information on your report 2
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2023 1 100%
2024 4 100%
2025 6 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

KCB Credit LLC filings cluster in one product

KCB Credit LLC's 13 logged complaints stay concentrated: only 8 states show a filing. 53.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-03-26.

KCB Credit LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about KCB Credit LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for KCB Credit LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for KCB Credit LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration