CFPB · Narrative-heavy record
John Gibson Auto Sales, Inc.
26 CFPB complaints · 50% with narratives · top issue Improper use of your report.
John Gibson Auto Sales, Inc.: 50% of 26 filings include consumer narratives. Timely 100% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- +400% filings 2018 to 2025
CFPB relief outcome brief
CCDB company john-gibson-auto-sales-inc
0% relief · 100% timely · 26 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
John Gibson Auto Sales, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of John Gibson Auto Sales, Inc.'s 26 filings include narrative text
50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
John Gibson Auto Sales, Inc. complaint mix by product
- Vehicle loan 10 38.5% – 0% relief
- Credit reporting, 9 34.6% – 0% relief
- Debt collection 6 23.1% – 0% relief
- Credit reporting 1 3.8% – 0% relief
How John Gibson Auto Sales, Inc.'s 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 9 |
| Debt collection | 6 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for John Gibson Auto Sales, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- AR
- 84.6% of this company's filings
John Gibson Auto Sales, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 5
- +400% vs 2018
Top States
| State | Complaints |
|---|---|
| AR | 22 |
| TN | 2 |
| TX | 1 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 5 |
| Getting a loan or lease | 4 |
| Incorrect information on your report | 3 |
| Attempts to collect debt not owed | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Managing the loan or lease | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Took or threatened to take negative or legal action | 2 |
| False statements or representation | 1 |
| Repossession | 1 |
| Problems at the end of the loan or lease | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 1 | 100% |
| 2021 | 3 | 100% |
| 2022 | 8 | 100% |
| 2023 | 7 | 100% |
| 2025 | 5 | 100% |
Source: CFPB Consumer Complaint Database
John Gibson Auto Sales, Inc.'s narrative-rich complaint ledger
John Gibson Auto Sales, Inc.'s 26 logged complaints stay concentrated: only 4 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2025-12-27.
John Gibson Auto Sales, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about John Gibson Auto Sales, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for John Gibson Auto Sales, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 26.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for John Gibson Auto Sales, Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record