CFPB · Single-product concentration

Love, Beal & Nixon, P.C.

196 CFPB complaints · 94.4% in "Debt collection" · top issue Took or threatened to take negative or legal action.

196 CFPB complaints

Love, Beal & Nixon, P.C.: 94.4% of 196 CFPB complaints sit in "Debt collection". Timely 95.9% · relief 1%. Allegations, not findings.

  • Single-product concentration
  • -41.2% filings 2014 to 2026

CFPB relief outcome brief

CCDB company love-beal-nixon-p-c

1% relief · 95.9% timely · 196 filings · Debt collection

Nearest relief peer: TekCollect Inc. (1% relief)

Love, Beal & Nixon, P.C. (th…1%Coast to Coast Financial Sol…0.5%Eagle Financial Services, In…0%GMA Investments, LLC2%The Moore Law Group2%
Closed-with-relief % among Love, Beal & Nixon, P.C. and nearest filing-volume peers

Love, Beal & Nixon, P.C. closes 1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 196 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 95.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Love, Beal & Nixon, P.C. complaint mix by product

Total complaints: 196

Love, Beal & Nixon, P.C. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 196 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 185 complaints (94.4%), resolution 1.1% Debt collection 94.4% Credit reporting,: 5 complaints (2.6%), resolution 0.0% Credit card: 3 complaints (1.5%), resolution 0.0% Student loan: 2 complaints (1.0%), resolution 0.0% Consumer Loan: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 185 94.4% 1% relief
  • Credit reporting, 5 2.6% 0% relief
  • Credit card 3 1.5% 0% relief
  • Student loan 2 1.0% 0% relief
  • Consumer Loan 1 0.5% 0% relief

How Love, Beal & Nixon, P.C.'s 196 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 185
Credit reporting, credit repair services, or other personal consumer reports 5
Credit card 3
Student loan 2
Consumer Loan 1

Concentrated filing states for Love, Beal & Nixon, P.C.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OK
79.6% of this company's filings
OK156AR27FL5CO2TX2UT1NY1NC1

Love, Beal & Nixon, P.C. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
10
-41.2% vs 2014
01020304050 2014201620182020202220242026 10

Top States

State Complaints
OK 156
AR 27
FL 5
CO 2
TX 2
UT 1
NY 1
NC 1
CA 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 46
Attempts to collect debt not owed 43
Written notification about debt 24
False statements or representation 17
Cont'd attempts collect debt not owed 17
Taking/threatening an illegal action 15
Disclosure verification of debt 13
Communication tactics 7
Improper use of your report 5
Improper contact or sharing of info 2
Struggling to repay your loan 1
Other features, terms, or problems 1
Threatened to contact someone or share information improperly 1
Billing disputes 1
Customer service / Customer relations 1
Managing the loan or lease 1
Can't repay my loan 1

Yearly Trend

Year Complaints Timely
2014 17 82.4%
2015 16 100%
2016 18 100%
2017 11 100%
2018 5 100%
2019 9 100%
2020 11 100%
2021 12 75%
2022 10 100%
2023 20 100%
2024 18 100%
2025 39 94.9%
2026 10 100%

Source: CFPB Consumer Complaint Database

Love, Beal & Nixon, P.C. filings cluster in one product

Love, Beal & Nixon, P.C.'s 196 logged complaints stay concentrated: only 9 states show a filing. Only 33.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-11.

Love, Beal & Nixon, P.C. answers 95.9% of complaints inside the CFPB's tracked window and closes 99% with a written explanation. 1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Love, Beal & Nixon, P.C..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Love, Beal & Nixon, P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Love, Beal & Nixon, P.C. (95.9% timely; 1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration