Sunbit, Inc.
864 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Sunbit, Inc. complaint mix by product
- Credit reporting 316 37.2% – 0% relief
- Debt collection 284 33.5% – 0% relief
- Credit card 110 13.0% – 0% relief
- Credit reporting, 57 6.7% – 0% relief
- Payday loan, 56 6.6% – 0% relief
- Credit card 16 1.9% – 0% relief
- Payday loan, 10 1.2% – 0% relief
How Sunbit, Inc.'s 864 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 316 |
| Debt collection | 284 |
| Credit card | 110 |
| Credit reporting, credit repair services, or other personal consumer reports | 57 |
| Payday loan, title loan, personal loan, or advance loan | 56 |
| Credit card or prepaid card | 16 |
| Payday loan, title loan, or personal loan | 10 |
| Vehicle loan or lease | 8 |
| Checking or savings account | 3 |
| Money transfer, virtual currency, or money service | 2 |
| Debt or credit management | 2 |
Top States
| State | Complaints |
|---|---|
| TX | 163 |
| CA | 101 |
| FL | 98 |
| GA | 88 |
| NC | 52 |
| IL | 35 |
| SC | 27 |
| OH | 24 |
| NJ | 20 |
| NV | 19 |
| VA | 18 |
| LA | 17 |
| IN | 15 |
| MS | 15 |
| AZ | 15 |
| TN | 15 |
| NY | 14 |
| PA | 14 |
| MD | 13 |
| MI | 12 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 232 |
| Attempts to collect debt not owed | 112 |
| Took or threatened to take negative or legal action | 89 |
| Improper use of your report | 77 |
| Problem with a company's investigation into an existing problem | 71 |
| Written notification about debt | 35 |
| False statements or representation | 34 |
| Problem with a purchase shown on your statement | 30 |
| Problem when making payments | 28 |
| Getting a credit card | 27 |
| Problem with a credit reporting company's investigation into an existing problem | 14 |
| Other features, terms, or problems | 13 |
| Communication tactics | 11 |
| Charged fees or interest you didn't expect | 10 |
| Trouble using your card | 9 |
| Closing your account | 8 |
| Struggling to pay your bill | 8 |
| Problem with additional add-on products or services | 8 |
| Getting a loan or lease | 6 |
| Getting the loan | 6 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 11 | 100% |
| 2022 | 44 | 100% |
| 2023 | 80 | 100% |
| 2024 | 171 | 100% |
| 2025 | 335 | 98.2% |
| 2026 | 223 | 97.3% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Sunbit, Inc.
Sunbit, Inc.'s 864 logged complaints reach a nationwide footprint - 45 states have at least one filing on record. Only 34.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2021 through 2026-06-25.
Sunbit, Inc. answers 98.6% of complaints inside the CFPB's tracked window and closes 99.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sunbit, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Sunbit, Inc. have?
864, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Sunbit, Inc. respond to complaints on time?
98.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Sunbit, Inc.?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.