CFPB · Mid-pack CFPB posture
Sunbit, Inc.
864 CFPB complaints · 45 states · top issue Incorrect information on your report.
Sunbit, Inc. has 864 consumer complaints in the CFPB public database. Timely response is 98.6%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +1927.3% filings 2021 to 2026
CFPB relief outcome brief
CCDB company sunbit-inc
0% relief · 98.6% timely · 864 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)
Sunbit, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 864 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Sunbit, Inc. complaint mix by product
- Credit reporting 316 37.2% – 0% relief
- Debt collection 284 33.5% – 0% relief
- Credit card 110 13.0% – 0% relief
- Credit reporting, 57 6.7% – 0% relief
- Payday loan, 56 6.6% – 0% relief
- Credit card 16 1.9% – 0% relief
- Payday loan, 10 1.2% – 0% relief
How Sunbit, Inc.'s 864 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 316 |
| Debt collection | 284 |
| Credit card | 110 |
| Credit reporting, credit repair services, or other personal consumer reports | 57 |
| Payday loan, title loan, personal loan, or advance loan | 56 |
| Credit card or prepaid card | 16 |
| Payday loan, title loan, or personal loan | 10 |
| Vehicle loan or lease | 8 |
| Checking or savings account | 3 |
| Money transfer, virtual currency, or money service | 2 |
| Debt or credit management | 2 |
Nationwide filing states for Sunbit, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 18.9% of this company's filings
Sunbit, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 223
- +1927.3% vs 2021
Top States
| State | Complaints |
|---|---|
| TX | 163 |
| CA | 101 |
| FL | 98 |
| GA | 88 |
| NC | 52 |
| IL | 35 |
| SC | 27 |
| OH | 24 |
| NJ | 20 |
| NV | 19 |
| VA | 18 |
| LA | 17 |
| IN | 15 |
| MS | 15 |
| AZ | 15 |
| TN | 15 |
| NY | 14 |
| PA | 14 |
| MD | 13 |
| MI | 12 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 232 |
| Attempts to collect debt not owed | 112 |
| Took or threatened to take negative or legal action | 89 |
| Improper use of your report | 77 |
| Problem with a company's investigation into an existing problem | 71 |
| Written notification about debt | 35 |
| False statements or representation | 34 |
| Problem with a purchase shown on your statement | 30 |
| Problem when making payments | 28 |
| Getting a credit card | 27 |
| Problem with a credit reporting company's investigation into an existing problem | 14 |
| Other features, terms, or problems | 13 |
| Communication tactics | 11 |
| Charged fees or interest you didn't expect | 10 |
| Trouble using your card | 9 |
| Closing your account | 8 |
| Struggling to pay your bill | 8 |
| Problem with additional add-on products or services | 8 |
| Getting a loan or lease | 6 |
| Getting the loan | 6 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 11 | 100% |
| 2022 | 44 | 100% |
| 2023 | 80 | 100% |
| 2024 | 171 | 100% |
| 2025 | 335 | 98.2% |
| 2026 | 223 | 97.3% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Sunbit, Inc.
Sunbit, Inc.'s 864 logged complaints reach a nationwide footprint - 45 states have at least one filing. Only 34.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-06-25.
Sunbit, Inc. answers 98.6% of complaints inside the CFPB's tracked window and closes 99.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sunbit, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Sunbit, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 864.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.6%.
- Block, Inc. Δ 0.0 pts · 66.9K complaints 98.6%timely
- Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) Δ 0.0 pts · 4.0K complaints 98.6%timely
- RoundPoint Mortgage Servicing LLC Δ 0.0 pts · 3.0K complaints 98.6%timely
- Foris DAX, Inc. Δ 0.0 pts · 1.1K complaints 98.6%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Sunbit, Inc. (98.6% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture