CFPB · Single-product concentration
Summit A*R, Inc.
541 CFPB complaints · 78.9% in "Debt collection" · top issue Attempts to collect debt not owed.
Summit A*R, Inc.: 78.9% of 541 CFPB complaints sit in "Debt collection". Timely 95.9% · relief 0%. Allegations, not findings.
- Single-product concentration
- +5933.3% filings 2014 to 2026
CFPB relief outcome brief
CCDB company summit-a-r-inc
0% relief · 95.9% timely · 541 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Summit A*R, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 541 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Summit A*R, Inc. complaint mix by product
- Debt collection 427 78.9% – 0% relief
- Credit reporting 96 17.7% – 0% relief
- Credit reporting, 16 3.0% – 0% relief
- Debt or 1 0.2% – 0% relief
- Credit card 1 0.2% – 0% relief
How Summit A*R, Inc.'s 541 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 427 |
| Credit reporting or other personal consumer reports | 96 |
| Credit reporting, credit repair services, or other personal consumer reports | 16 |
| Debt or credit management | 1 |
| Credit card | 1 |
Where Summit A*R, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 22% of this company's filings
Summit A*R, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 181
- +5933.3% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 119 |
| TX | 66 |
| CA | 57 |
| GA | 37 |
| IL | 26 |
| VA | 22 |
| NC | 19 |
| SC | 16 |
| PA | 16 |
| OH | 15 |
| MN | 14 |
| AL | 14 |
| NJ | 13 |
| AZ | 13 |
| LA | 12 |
| WA | 9 |
| CO | 9 |
| MS | 8 |
| TN | 8 |
| MI | 7 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 218 |
| Written notification about debt | 79 |
| Incorrect information on your report | 65 |
| Took or threatened to take negative or legal action | 53 |
| False statements or representation | 50 |
| Improper use of your report | 27 |
| Communication tactics | 14 |
| Problem with a company's investigation into an existing problem | 12 |
| Problem with a credit reporting company's investigation into an existing problem | 6 |
| Threatened to contact someone or share information improperly | 5 |
| Cont'd attempts collect debt not owed | 5 |
| Disclosure verification of debt | 2 |
| Identity theft protection or other monitoring services | 1 |
| Unauthorized withdrawals or charges | 1 |
| Getting a credit card | 1 |
| Improper contact or sharing of info | 1 |
| Fraud or scam | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 3 | 100% |
| 2016 | 3 | 66.7% |
| 2017 | 4 | 100% |
| 2018 | 2 | 50% |
| 2019 | 5 | 100% |
| 2020 | 7 | 85.7% |
| 2021 | 15 | 100% |
| 2022 | 22 | 95.5% |
| 2023 | 38 | 94.7% |
| 2024 | 66 | 100% |
| 2025 | 192 | 93.8% |
| 2026 | 181 | 97.8% |
Source: CFPB Consumer Complaint Database
Summit A*R, Inc. filings cluster in one product
Summit A*R, Inc.'s 541 logged complaints stay concentrated: only 37 states show a filing. Only 33.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-25.
Summit A*R, Inc. answers 95.9% of complaints inside the CFPB's tracked window and closes 99.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Summit A*R, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Summit A*R, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 541.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Summit A*R, Inc. (95.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration