2026 data Public-data reference. official source

Summit A*R, Inc.

364 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

364 consumer complaints filed with the CFPB

This profile shows Summit A*R, Inc.'s complaint history from CFPB public records. 364 consumers have filed complaints since 2014. The company has a 95.3% timely response rate and has provided relief in 0% of cases.

364
Total Complaints
95.3%
Timely Response
0.5%
Disputed
0%
Relief Provided
34
States Active
2014
Since

Total complaints

364

Filed since 2014

Timely response

95.3%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 95.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Summit A*R, Inc. complaint mix by product

Total complaints: 364

Summit A*R, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 364 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 285 complaints (78.3%), resolution 0.0% Debt collection 78.3% Credit reporting: 62 complaints (17.0%), resolution 0.0% Credit reporting 17.0% Credit reporting,: 15 complaints (4.1%), resolution 0.0% Credit card: 1 complaints (0.3%), resolution 0.0% Debt or: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 285 78.3% 0% relief
  • Credit reporting 62 17.0% 0% relief
  • Credit reporting, 15 4.1% 0% relief
  • Credit card 1 0.3% 0% relief
  • Debt or 1 0.3% 0% relief

How Summit A*R, Inc.'s 364 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 285
Credit reporting or other personal consumer reports 62
Credit reporting, credit repair services, or other personal consumer reports 15
Credit card 1
Debt or credit management 1

Top States

State Complaints
FL 93
TX 51
CA 37
GA 27
IL 18
VA 15
PA 12
AZ 10
OH 10
SC 9
NC 8
NJ 8
MN 8
AL 7
LA 7
MI 6
MS 4
NY 4
DE 3
CO 3

Top Issues

Issue Complaints
Attempts to collect debt not owed 146
Written notification about debt 58
Incorrect information on your report 45
False statements or representation 33
Took or threatened to take negative or legal action 31
Improper use of your report 19
Communication tactics 9
Problem with a credit reporting company's investigation into an existing problem 6
Problem with a company's investigation into an existing problem 5
Cont'd attempts collect debt not owed 4
Threatened to contact someone or share information improperly 2
Disclosure verification of debt 2
Identity theft protection or other monitoring services 1
Fraud or scam 1
Getting a credit card 1
Unauthorized withdrawals or charges 1

Yearly Trend

Year Complaints Timely
2014 3 100%
2015 2 100%
2016 2 100%
2017 4 100%
2018 2 50%
2019 5 100%
2020 7 85.7%
2021 12 100%
2022 19 94.7%
2023 32 93.8%
2024 52 100%
2025 156 92.9%
2026 68 98.5%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Summit A*R, Inc.

Summit A*R, Inc. has accumulated 364 consumer complaints in the CFPB public database, with filings active across 34 U.S. states. Of those submissions, 90 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-29, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Summit A*R, Inc. reports a 95.3% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Summit A*R, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Summit A*R, Inc. have?

Summit A*R, Inc. has received 364 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Summit A*R, Inc. respond to complaints on time?

Summit A*R, Inc. has a 95.3% timely response rate to CFPB complaints.

What is the most common complaint about Summit A*R, Inc.?

The most common issue reported against Summit A*R, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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