CFPB · Single-product concentration

JFQ Lending, LLC

44 CFPB complaints · 95.5% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

44 CFPB complaints

JFQ Lending, LLC: 95.5% of 44 CFPB complaints sit in "Mortgage". Timely 86.4% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -80% filings 2020 to 2025

CFPB relief outcome brief

CCDB company jfq-lending-llc

0% relief · 86.4% timely · 44 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

JFQ Lending, LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among JFQ Lending, LLC and nearest filing-volume peers

JFQ Lending, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of JFQ Lending, LLC's 44 filings include narrative text

75% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 86.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

JFQ Lending, LLC complaint mix by product

Total complaints: 44

JFQ Lending, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 44 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 42 complaints (95.5%), resolution 0.0% Mortgage 95.5% Credit reporting,: 1 complaints (2.3%), resolution 0.0% Money transfer,: 1 complaints (2.3%), resolution 0.0%
  • Mortgage 42 95.5% 0% relief
  • Credit reporting, 1 2.3% 0% relief
  • Money transfer, 1 2.3% 0% relief

How JFQ Lending, LLC's 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 42
Credit reporting, credit repair services, or other personal consumer reports 1
Money transfer, virtual currency, or money service 1

Where JFQ Lending, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
15.9% of this company's filings
CA7TX5DC3MD3VA3FL3IL3CO3

JFQ Lending, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-80% vs 2020
010203040 2020202120222025 1

Top States

State Complaints
CA 7
TX 5
DC 3
MD 3
VA 3
FL 3
IL 3
CO 3
NY 2
MN 2
OR 2
IN 1
NE 1
GA 1
AL 1
OH 1
MI 1
NJ 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 32
Trouble during payment process 6
Closing on a mortgage 3
Unable to get your credit report or credit score 1
Confusing or misleading advertising or marketing 1
Struggling to pay mortgage 1

Yearly Trend

Year Complaints Timely
2020 5 100%
2021 31 90.3%
2022 7 71.4%
2025 1 0%

Source: CFPB Consumer Complaint Database

JFQ Lending, LLC filings cluster in one product

JFQ Lending, LLC's 44 logged complaints stay concentrated: only 18 states show a filing. 75% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2025-10-23.

JFQ Lending, LLC answers 86.4% of complaints inside the CFPB's tracked window and closes 97.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about JFQ Lending, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for JFQ Lending, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for JFQ Lending, LLC (86.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration