CFPB · Mid-pack CFPB posture

Ceannate

223 CFPB complaints · 33 states · top issue Communication tactics.

223 CFPB complaints

Ceannate has 223 consumer complaints in the CFPB public database. Timely response is 98.7%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +525% filings 2013 to 2026

CFPB relief outcome brief

CCDB company ceannate

0% relief · 98.7% timely · 223 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Ceannate (this)0%Credit Bureau of Napa County…0.9%Go Capital Holdings, LLC0%Investment Retrievers, Inc.0.4%Receivable Solutions, Inc.0.4%
Closed-with-relief % among Ceannate and nearest filing-volume peers

Ceannate closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 223 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 98.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Ceannate complaint mix by product

Total complaints: 223

Ceannate complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 223 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 146 complaints (65.5%), resolution 0.0% Debt collection 65.5% Student loan: 53 complaints (23.8%), resolution 0.0% Student loan 23.8% Credit reporting: 16 complaints (7.2%), resolution 0.0% Credit reporting 7.2% Credit reporting,: 6 complaints (2.7%), resolution 0.0% Bank account: 1 complaints (0.4%), resolution 0.0% Checking or: 1 complaints (0.4%), resolution 0.0%
  • Debt collection 146 65.5% 0% relief
  • Student loan 53 23.8% 0% relief
  • Credit reporting 16 7.2% 0% relief
  • Credit reporting, 6 2.7% 0% relief
  • Bank account 1 0.4% 0% relief
  • Checking or 1 0.4% 0% relief

How Ceannate's 223 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 146
Student loan 53
Credit reporting or other personal consumer reports 16
Credit reporting, credit repair services, or other personal consumer reports 6
Bank account or service 1
Checking or savings account 1

Where Ceannate complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
30% of this company's filings
FL67CA25GA11TX10IL9NC7NJ7AZ7

Ceannate rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
25
+525% vs 2013
010203040 2013201520172019202120242026 25

Top States

State Complaints
FL 67
CA 25
GA 11
TX 10
IL 9
NC 7
NJ 7
AZ 7
OH 7
IN 7
MD 6
WA 6
MI 5
AL 5
AR 4
PA 4
CO 3
NY 3
SC 3
MA 3

Top Issues

Issue Complaints
Communication tactics 33
False statements or representation 24
Attempts to collect debt not owed 19
Dealing with my lender or servicer 19
Cont'd attempts collect debt not owed 18
Dealing with your lender or servicer 17
Improper contact or sharing of info 17
Incorrect information on your report 16
Written notification about debt 14
Problem with a company's investigation into an existing problem 8
Disclosure verification of debt 8
Struggling to repay your loan 6
Taking/threatening an illegal action 5
Took or threatened to take negative or legal action 5
Can't repay my loan 4
Threatened to contact someone or share information improperly 3
Getting a loan 1
Improper use of your report 1
Account opening, closing, or management 1
Repaying your loan 1

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 35 100%
2015 28 100%
2016 29 93.1%
2017 34 100%
2018 29 100%
2019 7 100%
2020 10 100%
2021 4 75%
2022 3 100%
2024 1 100%
2025 14 100%
2026 25 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Ceannate

Ceannate's 223 logged complaints stay concentrated: only 33 states show a filing. Only 35.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-24.

Ceannate answers 98.7% of complaints inside the CFPB's tracked window and closes 99.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ceannate.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Ceannate: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Ceannate (98.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture