CFPB · Single-product concentration
International Recovery Associates, Inc.
34 CFPB complaints · 82.4% in "Debt collection" · top issue Written notification about debt.
International Recovery Associates, Inc.: 82.4% of 34 CFPB complaints sit in "Debt collection". Timely 100% · relief 2.9%. Allegations, not findings.
- Single-product concentration
- +100% filings 2017 to 2026
CFPB relief outcome brief
CCDB company international-recovery-associates-inc
2.9% relief · 100% timely · 34 filings · Debt collection
Same-product relief peers
Nearest relief peer: Professional Recovery Management (2.9% relief)
International Recovery Associates, Inc. closes 2.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
International Recovery Associates, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (14/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
14 / 100 percentile-benchmarked
2.9% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
89 / 100 percentile-benchmarked
94.1% of complaints closed with an explanation to the consumer
How 34 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
International Recovery Associates, Inc. complaint mix by product
- Debt collection 28 82.4% – 4% relief
- Credit reporting, 5 14.7% – 0% relief
- Credit reporting 1 2.9% – 0% relief
How International Recovery Associates, Inc.'s 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 28 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for International Recovery Associates, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 91.2% of this company's filings
International Recovery Associates, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- +100% vs 2017
Top States
| State | Complaints |
|---|---|
| NY | 31 |
| GA | 2 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 12 |
| Attempts to collect debt not owed | 6 |
| False statements or representation | 5 |
| Communication tactics | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Incorrect information on your report | 2 |
| Took or threatened to take negative or legal action | 2 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2018 | 3 | 100% |
| 2020 | 3 | 100% |
| 2021 | 11 | 100% |
| 2022 | 3 | 100% |
| 2023 | 4 | 100% |
| 2024 | 4 | 100% |
| 2025 | 3 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
International Recovery Associates, Inc. filings cluster in one product
International Recovery Associates, Inc.'s 34 logged complaints stay concentrated: only 3 states show a filing. Only 20.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-06-05.
International Recovery Associates, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 94.1% with a written explanation. 2.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about International Recovery Associates, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for International Recovery Associates, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 34.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for International Recovery Associates, Inc. (100% timely; 2.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration