CFPB · Single-product concentration
Interest Smart Home Loans
1 CFPB complaints · 100% in "Credit reporting, credit repair services, or other personal consumer reports" · top issue Improper use of your report.
Interest Smart Home Loans: 100% of 1 CFPB complaints sit in "Credit reporting, credit repair services, or other personal consumer reports". Timely 0% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2017 to 2017
CFPB relief outcome brief
CCDB company interest-smart-home-loans
0% relief · 0% timely · 1 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Interest Smart Home Loans closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Interest Smart Home Loans complaint mix by product
- Credit reporting, 1 100.0% – 0% relief
How Interest Smart Home Loans's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| NM | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Interest Smart Home Loans filings cluster in one product
Interest Smart Home Loans's 1 logged complaints stay concentrated: only 1 state shows a filing. 100% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2017-06-14.
Interest Smart Home Loans answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Interest Smart Home Loans.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Interest Smart Home Loans: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Interest Smart Home Loans (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration