CFPB · Single-product concentration

Integral Recoveries, Inc.

32 CFPB complaints · 93.8% in "Debt collection" · top issue Attempts to collect debt not owed.

32 CFPB complaints

Integral Recoveries, Inc.: 93.8% of 32 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2013 to 2026

CFPB relief outcome brief

CCDB company integral-recoveries-inc

0% relief · 100% timely · 32 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Integral Recoveries, Inc.(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Integral Recoveries, Inc. and nearest filing-volume peers

Integral Recoveries, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Integral Recoveries, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

55 /100 grade C

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Integral Recoveries, Inc.'s 32 filings include narrative text

46.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Integral Recoveries, Inc. complaint mix by product

Total complaints: 32

Integral Recoveries, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 32 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 30 complaints (93.8%), resolution 0.0% Debt collection 93.8% Credit reporting: 2 complaints (6.3%), resolution 0.0% Credit reporting 6.3%
  • Debt collection 30 93.8% – 0% relief
  • Credit reporting 2 6.3% – 0% relief

How Integral Recoveries, Inc.'s 32 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 30
Credit reporting or other personal consumer reports 2

Concentrated filing states for Integral Recoveries, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CO
43.8% of this company's filings
CO14AZ4OR3CA2AL1KS1WA1NY1

Integral Recoveries, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2013
0123456 201320142015201620172019202020212023202420252026 3

Top States

State Complaints
CO 14
AZ 4
OR 3
CA 2
AL 1
KS 1
WA 1
NY 1
DC 1
SC 1
TX 1
UT 1
WY 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 8
Communication tactics 6
False statements or representation 6
Cont'd attempts collect debt not owed 6
Took or threatened to take negative or legal action 3
Incorrect information on your report 2
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 2 100%
2015 3 100%
2016 1 100%
2017 5 100%
2019 5 100%
2020 2 100%
2021 1 100%
2023 2 100%
2024 4 100%
2025 3 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

Integral Recoveries, Inc. filings cluster in one product

Integral Recoveries, Inc.'s 32 logged complaints stay concentrated: only 13 states show a filing. 46.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-03-30.

Integral Recoveries, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Integral Recoveries, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Integral Recoveries, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Integral Recoveries, Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration