CFPB · Single-product concentration
Innovative Debt Solutions
4 CFPB complaints · 100% in "Debt collection" · top issue False statements or representation.
Innovative Debt Solutions: 100% of 4 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2015
CFPB relief outcome brief
CCDB company innovative-debt-solutions
0% relief · 100% timely · 4 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Innovative Debt Solutions closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Innovative Debt Solutions has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Innovative Debt Solutions complaint mix by product
- Debt collection 4 100.0% – 0% relief
How Innovative Debt Solutions's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
Where Innovative Debt Solutions complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 25% of this company's filings
Innovative Debt Solutions complaints by year
Annual filing volume from the CFPB public database
- 2015
- 2
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| MI | 1 |
| KY | 1 |
| NJ | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| False statements or representation | 2 |
| Communication tactics | 1 |
| Cont'd attempts collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2015 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Innovative Debt Solutions filings cluster in one product
Innovative Debt Solutions's 4 logged complaints stay concentrated: only 4 states show a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2015-04-08.
Innovative Debt Solutions answers 100% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Innovative Debt Solutions.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Innovative Debt Solutions: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Innovative Debt Solutions (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration