CFPB · Single-product concentration

iFreedom Direct Corporation

22 CFPB complaints · 100% in "Mortgage" · top issue Application, originator, mortgage broker.

22 CFPB complaints

iFreedom Direct Corporation: 100% of 22 CFPB complaints sit in "Mortgage". Timely 90.9% · relief 9.1%. Allegations, not findings.

  • Single-product concentration
  • +33.3% filings 2013 to 2018

CFPB relief outcome brief

CCDB company ifreedom-direct-corporation

9.1% relief · 90.9% timely · 22 filings · Mortgage

Nearest relief peer: American Neighborhood Mortgage (9.1% relief)

iFreedom Direct Corporation(this)9.1%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among iFreedom Direct Corporation and nearest filing-volume peers

iFreedom Direct Corporation closes 9.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

iFreedom Direct Corporation scores strongest on timely response (84/100 percentile-benchmarked) and weakest on relief provided (43/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

65 /100 grade C

Relief provided

43 / 100 percentile-benchmarked

9.1% of complaints closed with relief to the consumer

Timely response

84 / 100 percentile-benchmarked

90.9% of complaints answered inside the CFPB 15-day window

Closed with explanation

83 / 100 percentile-benchmarked

90.9% of complaints closed with an explanation to the consumer

Most of iFreedom Direct Corporation's 22 filings include narrative text

54.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 90.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

iFreedom Direct Corporation complaint mix by product

Total complaints: 22

iFreedom Direct Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 22 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 22 complaints (100.0%), resolution 9.1% Mortgage 100.0%
  • Mortgage 22 100.0% – 9% relief

How iFreedom Direct Corporation's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 22

Where iFreedom Direct Corporation complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
22.7% of this company's filings
FL5DE2TX2NM2VA1GA1CA1OH1

iFreedom Direct Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2018
4
+33.3% vs 2013
1234567 201320142015201620172018 4

Top States

State Complaints
FL 5
DE 2
TX 2
NM 2
VA 1
GA 1
CA 1
OH 1
OR 1
IL 1
AL 1
KS 1
MI 1
WV 1
MS 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 9
Credit decision / Underwriting 3
Loan servicing, payments, escrow account 3
Trouble during payment process 3
Applying for a mortgage or refinancing an existing mortgage 2
Settlement process and costs 1
Closing on a mortgage 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 2 100%
2015 2 100%
2016 6 100%
2017 5 60%
2018 4 100%

Source: CFPB Consumer Complaint Database

iFreedom Direct Corporation filings cluster in one product

iFreedom Direct Corporation's 22 logged complaints stay concentrated: only 15 states show a filing. 54.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2018-10-03.

iFreedom Direct Corporation answers 90.9% of complaints inside the CFPB's tracked window and closes 90.9% with a written explanation. 9.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about iFreedom Direct Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for iFreedom Direct Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for iFreedom Direct Corporation (90.9% timely; 9.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration