CFPB · Narrative-heavy record

Horizon West Financial, Inc

2 CFPB complaints · 50% with narratives · top issue Problem when making payments.

2 CFPB complaints

Horizon West Financial, Inc: 50% of 2 filings include consumer narratives. Timely 50% · relief 0% · top product Credit card. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2020 to 2025

CFPB relief outcome brief

CCDB company horizon-west-financial-inc

0% relief · 50% timely · 2 filings · Credit card

Nearest relief peer: Continental Finance Company, LLC (0.4% relief)

Horizon West Financial, Inc …0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Horizon West Financial, Inc and nearest filing-volume peers

Horizon West Financial, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 50.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Horizon West Financial, Inc complaint mix by product

Total complaints: 2

Horizon West Financial, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 1 complaints (50.0%), resolution 0.0% Credit card 50.0% Vehicle loan: 1 complaints (50.0%), resolution 0.0% Vehicle loan 50.0%
  • Credit card 1 50.0% 0% relief
  • Vehicle loan 1 50.0% 0% relief

How Horizon West Financial, Inc's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card 1
Vehicle loan or lease 1

Concentrated filing states for Horizon West Financial, Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
50% of this company's filings
IL1CA1

Horizon West Financial, Inc complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2020
1 20202025 1

Top States

State Complaints
IL 1
CA 1

Top Issues

Issue Complaints
Problem when making payments 1
Managing the loan or lease 1

Yearly Trend

Year Complaints Timely
2020 1 0%
2025 1 100%

Source: CFPB Consumer Complaint Database

Horizon West Financial, Inc's narrative-rich complaint ledger

Horizon West Financial, Inc's 2 logged complaints stay concentrated: only 2 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2025-05-13.

Horizon West Financial, Inc answers 50% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card" draws the most filings, most often for "Problem when making payments."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Horizon West Financial, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Horizon West Financial, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Horizon West Financial, Inc (50% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record