CFPB · Narrative-heavy record

Home Credit Corp. Inc.

31 CFPB complaints · 41.9% with narratives · top issue Took or threatened to take negative or legal action.

31 CFPB complaints

Home Credit Corp. Inc.: 41.9% of 31 filings include consumer narratives. Timely 100% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2018 to 2026

CFPB relief outcome brief

CCDB company home-credit-corp-inc

0% relief · 100% timely · 31 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Home Credit Corp. Inc. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Home Credit Corp. Inc. and nearest filing-volume peers

Home Credit Corp. Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Home Credit Corp. Inc.'s 31 filings include narrative text

41.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Home Credit Corp. Inc. complaint mix by product

Total complaints: 31

Home Credit Corp. Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 31 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 17 complaints (54.8%), resolution 0.0% Debt collection 54.8% Vehicle loan: 6 complaints (19.4%), resolution 0.0% Vehicle loan 19.4% Payday loan,: 3 complaints (9.7%), resolution 0.0% Payday loan, 9.7% Credit reporting: 3 complaints (9.7%), resolution 0.0% Credit reporting 9.7% Payday loan,: 1 complaints (3.2%), resolution 0.0% Credit card: 1 complaints (3.2%), resolution 0.0%
  • Debt collection 17 54.8% 0% relief
  • Vehicle loan 6 19.4% 0% relief
  • Payday loan, 3 9.7% 0% relief
  • Credit reporting 3 9.7% 0% relief
  • Payday loan, 1 3.2% 0% relief
  • Credit card 1 3.2% 0% relief

How Home Credit Corp. Inc.'s 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 17
Vehicle loan or lease 6
Payday loan, title loan, personal loan, or advance loan 3
Credit reporting or other personal consumer reports 3
Payday loan, title loan, or personal loan 1
Credit card or prepaid card 1

Concentrated filing states for Home Credit Corp. Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
87.1% of this company's filings
NC27SC2GA1VA1

Home Credit Corp. Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
6
0% vs 2018
024681012 201820192020202120222023202420252026 6

Top States

State Complaints
NC 27
SC 2
GA 1
VA 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 9
Attempts to collect debt not owed 6
Struggling to pay your loan 4
Incorrect information on your report 3
Managing the loan or lease 2
Problem with a company's investigation into an existing problem 1
Problem with cash advance 1
Charged fees or interest you didn't expect 1
Written notification about debt 1
Communication tactics 1
Problems at the end of the loan or lease 1
Problem when making payments 1

Yearly Trend

Year Complaints Timely
2018 6 100%
2019 2 100%
2020 2 100%
2021 1 100%
2022 2 100%
2023 1 100%
2024 1 100%
2025 10 100%
2026 6 100%

Source: CFPB Consumer Complaint Database

Home Credit Corp. Inc.'s narrative-rich complaint ledger

Home Credit Corp. Inc.'s 31 logged complaints stay concentrated: only 4 states show a filing. 41.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-06-17.

Home Credit Corp. Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Home Credit Corp. Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Home Credit Corp. Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Home Credit Corp. Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record