CFPB · Single-product concentration

HoldCo LLC

51 CFPB complaints · 100% in "Money transfer, virtual currency, or money service" · top issue Fraud or scam.

51 CFPB complaints

HoldCo LLC: 100% of 51 CFPB complaints sit in "Money transfer, virtual currency, or money service". Timely 86.3% · relief 7.8%. Allegations, not findings.

  • Single-product concentration
  • -29.4% filings 2023 to 2026

CFPB relief outcome brief

CCDB company holdco-llc

7.8% relief · 86.3% timely · 51 filings · Money transfer, virtual currency, or money service

Nearest relief peer: TransferWise Ltd (8.6% relief)

HoldCo LLC (this)7.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among HoldCo LLC and nearest filing-volume peers

HoldCo LLC closes 7.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of HoldCo LLC's 51 filings include narrative text

52.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 86.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

HoldCo LLC complaint mix by product

Total complaints: 51

HoldCo LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 51 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 51 complaints (100.0%), resolution 7.8% Money transfer, 100.0%
  • Money transfer, 51 100.0% 8% relief

How HoldCo LLC's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 51

Where HoldCo LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
15.7% of this company's filings
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HoldCo LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
12
-29.4% vs 2023
05101520 2023202420252026 12

Top States

State Complaints
NC 8
TX 6
CA 5
FL 5
NJ 3
AZ 3
IL 2
OH 2
TN 2
IN 2
MI 2
SC 2
WY 1
NM 1
VA 1
MN 1
CO 1
OR 1
CT 1

Top Issues

Issue Complaints
Fraud or scam 41
Other service problem 4
Other transaction problem 2
Unauthorized transactions or other transaction problem 1
Wrong amount charged or received 1
Money was not available when promised 1
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2023 17 100%
2024 19 100%
2025 3 33.3%
2026 12 58.3%

Source: CFPB Consumer Complaint Database

HoldCo LLC filings cluster in one product

HoldCo LLC's 51 logged complaints stay concentrated: only 19 states show a filing. 52.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-05-27.

HoldCo LLC answers 86.3% of complaints inside the CFPB's tracked window and closes 92.2% with a written explanation. 7.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfer, virtual currency, or money service" draws the most filings, most often for "Fraud or scam."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about HoldCo LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for HoldCo LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for HoldCo LLC (86.3% timely; 7.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration