CFPB · Narrative-heavy record

Higher Education Servicing Corporation, Inc.

36 CFPB complaints · 47.2% with narratives · top issue Incorrect information on your report.

36 CFPB complaints

Higher Education Servicing Corporation, Inc.: 47.2% of 36 filings include consumer narratives. Timely 97.2% · relief 5.6% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • -33.3% filings 2017 to 2026

CFPB relief outcome brief

CCDB company higher-education-servicing-corporation-inc

5.6% relief · 97.2% timely · 36 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Mission Financial Services Corporation (5.1% relief)

Higher Education ServicingCorporation, Inc. (this)5.6%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Higher Education Servicing Corporation, Inc. and nearest filing-volume peers

Higher Education Servicing Corporation, Inc. closes 5.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Higher Education Servicing Corporation, Inc. scores strongest on timely response (95/100 percentile-benchmarked) and weakest on relief provided (26/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

63 /100 grade C

Relief provided

26 / 100 percentile-benchmarked

5.6% of complaints closed with relief to the consumer

Timely response

95 / 100 percentile-benchmarked

97.2% of complaints answered inside the CFPB 15-day window

Closed with explanation

90 / 100 percentile-benchmarked

94.4% of complaints closed with an explanation to the consumer

Most of Higher Education Servicing Corporation, Inc.'s 36 filings include narrative text

47.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 97.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Higher Education Servicing Corporation, Inc. complaint mix by product

Total complaints: 36

Higher Education Servicing Corporation, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 36 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 15 complaints (41.7%), resolution 13.3% Credit reporting 41.7% Student loan: 15 complaints (41.7%), resolution 0.0% Student loan 41.7% Credit reporting,: 4 complaints (11.1%), resolution 0.0% Credit reporting, 11.1% Debt collection: 2 complaints (5.6%), resolution 0.0%
  • Credit reporting 15 41.7% – 13% relief
  • Student loan 15 41.7% – 0% relief
  • Credit reporting, 4 11.1% – 0% relief
  • Debt collection 2 5.6% – 0% relief

How Higher Education Servicing Corporation, Inc.'s 36 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 15
Student loan 15
Credit reporting, credit repair services, or other personal consumer reports 4
Debt collection 2

Concentrated filing states for Higher Education Servicing Corporation, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
47.2% of this company's filings
TX17LA2IL2FL2MS1UT1MA1CO1

Higher Education Servicing Corporation, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-33.3% vs 2017
051015 201720182019202020212023202420252026 2

Top States

State Complaints
TX 17
LA 2
IL 2
FL 2
MS 1
UT 1
MA 1
CO 1
AL 1
WI 1
NJ 1
MN 1
DC 1
AR 1
GA 1
ND 1
NM 1

Top Issues

Issue Complaints
Incorrect information on your report 13
Problem with a company's investigation into an existing problem 9
Dealing with your lender or servicer 8
Problem with a credit reporting company's investigation into an existing problem 2
False statements or representation 1
Attempts to collect debt not owed 1
Struggling to repay your loan 1
Dealing with my lender or servicer 1

Yearly Trend

Year Complaints Timely
2017 3 100%
2018 4 100%
2019 1 100%
2020 2 100%
2021 1 100%
2023 4 100%
2024 8 100%
2025 11 90.9%
2026 2 100%

Source: CFPB Consumer Complaint Database

Higher Education Servicing Corporation, Inc.'s narrative-rich complaint ledger

Higher Education Servicing Corporation, Inc.'s 36 logged complaints stay concentrated: only 17 states show a filing. 47.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-04.

Higher Education Servicing Corporation, Inc. answers 97.2% of complaints inside the CFPB's tracked window and closes 94.4% with a written explanation. 5.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Higher Education Servicing Corporation, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Higher Education Servicing Corporation, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Higher Education Servicing Corporation, Inc. (97.2% timely; 5.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record