CFPB · Single-product concentration

Hiday & Ricke, P.A.

61 CFPB complaints · 93.4% in "Debt collection" · top issue Took or threatened to take negative or legal action.

61 CFPB complaints

Hiday & Ricke, P.A.: 93.4% of 61 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -75% filings 2014 to 2026

CFPB relief outcome brief

CCDB company hiday-ricke-p-a

0% relief · 100% timely · 61 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Hiday & Ricke, P.A. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Hiday & Ricke, P.A. and nearest filing-volume peers

Hiday & Ricke, P.A. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Hiday & Ricke, P.A. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

55 /100 grade C

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Hiday & Ricke, P.A.'s 61 filings include narrative text

60.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Hiday & Ricke, P.A. complaint mix by product

Total complaints: 61

Hiday & Ricke, P.A. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 61 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 57 complaints (93.4%), resolution 0.0% Debt collection 93.4% Payday loan,: 1 complaints (1.6%), resolution 0.0% Debt or: 1 complaints (1.6%), resolution 0.0% Student loan: 1 complaints (1.6%), resolution 0.0% Vehicle loan: 1 complaints (1.6%), resolution 0.0%
  • Debt collection 57 93.4% – 0% relief
  • Payday loan, 1 1.6% – 0% relief
  • Debt or 1 1.6% – 0% relief
  • Student loan 1 1.6% – 0% relief
  • Vehicle loan 1 1.6% – 0% relief

How Hiday & Ricke, P.A.'s 61 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 57
Payday loan, title loan, personal loan, or advance loan 1
Debt or credit management 1
Student loan 1
Vehicle loan or lease 1

Concentrated filing states for Hiday & Ricke, P.A.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
88.5% of this company's filings
FL54NY1GA1AR1VA1NC1MO1

Hiday & Ricke, P.A. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-75% vs 2014
0246810 2014201620182020202220242026 1

Top States

State Complaints
FL 54
NY 1
GA 1
AR 1
VA 1
NC 1
MO 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 20
Taking/threatening an illegal action 8
False statements or representation 7
Communication tactics 7
Attempts to collect debt not owed 5
Threatened to contact someone or share information improperly 3
Written notification about debt 3
Cont'd attempts collect debt not owed 2
Disclosure verification of debt 2
Charged fees or interest you didn't expect 1
Unauthorized withdrawals or charges 1
Getting a loan 1
Problems at the end of the loan or lease 1

Yearly Trend

Year Complaints Timely
2014 4 100%
2015 9 100%
2016 5 100%
2017 5 100%
2018 6 100%
2019 5 100%
2020 5 100%
2021 3 100%
2022 2 100%
2023 7 100%
2024 5 100%
2025 4 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Hiday & Ricke, P.A. filings cluster in one product

Hiday & Ricke, P.A.'s 61 logged complaints stay concentrated: only 7 states show a filing. 60.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-03-03.

Hiday & Ricke, P.A. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Hiday & Ricke, P.A..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Hiday & Ricke, P.A.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Hiday & Ricke, P.A. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration