CFPB · Narrative-heavy record
HGREG.com
39 CFPB complaints · 48.7% with narratives · top issue Managing the loan or lease.
HGREG.com: 48.7% of 39 filings include consumer narratives. Timely 97.4% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- +500% filings 2018 to 2026
CFPB relief outcome brief
CCDB company hgreg-com
0% relief · 97.4% timely · 39 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
HGREG.com closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
HGREG.com scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
95 / 100 percentile-benchmarked
97.4% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
100% of complaints closed with an explanation to the consumer
Most of HGREG.com's 39 filings include narrative text
48.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
HGREG.com complaint mix by product
- Vehicle loan 27 69.2% – 0% relief
- Credit reporting 8 20.5% – 0% relief
- Debt collection 2 5.1% – 0% relief
- Credit reporting, 1 2.6% – 0% relief
- Money transfer, 1 2.6% – 0% relief
How HGREG.com's 39 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 27 |
| Credit reporting or other personal consumer reports | 8 |
| Debt collection | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Money transfer, virtual currency, or money service | 1 |
Concentrated filing states for HGREG.com
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 89.7% of this company's filings
HGREG.com rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +500% vs 2018
Top States
| State | Complaints |
|---|---|
| FL | 35 |
| GA | 1 |
| IN | 1 |
| NC | 1 |
| VI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 10 |
| Getting a loan or lease | 9 |
| Improper use of your report | 7 |
| Problems at the end of the loan or lease | 5 |
| Incorrect information on your report | 2 |
| Struggling to pay your loan | 2 |
| False statements or representation | 1 |
| Repossession | 1 |
| Other service problem | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2019 | 2 | 100% |
| 2020 | 2 | 100% |
| 2021 | 1 | 100% |
| 2023 | 9 | 100% |
| 2024 | 11 | 90.9% |
| 2025 | 7 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database
HGREG.com's narrative-rich complaint ledger
HGREG.com's 39 logged complaints stay concentrated: only 5 states show a filing. 48.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-06-04.
HGREG.com answers 97.4% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about HGREG.com.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for HGREG.com: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 39.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for HGREG.com (97.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record