CFPB · Single-product concentration
Harvest Credit Management VII, LLC
13 CFPB complaints · 76.9% in "Debt collection" · top issue Attempts to collect debt not owed.
Harvest Credit Management VII, LLC: 76.9% of 13 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +100% filings 2014 to 2025
CFPB relief outcome brief
CCDB company harvest-credit-management-vii-llc
0% relief · 100% timely · 13 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Harvest Credit Management VII, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Harvest Credit Management VII, LLC's 13 filings include narrative text
53.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Harvest Credit Management VII, LLC complaint mix by product
- Debt collection 10 76.9% – 0% relief
- Debt or 1 7.7% – 0% relief
- Consumer Loan 1 7.7% – 0% relief
- Credit reporting, 1 7.7% – 0% relief
How Harvest Credit Management VII, LLC's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 10 |
| Debt or credit management | 1 |
| Consumer Loan | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Harvest Credit Management VII, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 15.4% of this company's filings
Harvest Credit Management VII, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 2
- +100% vs 2014
Top States
| State | Complaints |
|---|---|
| TX | 2 |
| CA | 2 |
| NJ | 1 |
| OR | 1 |
| ID | 1 |
| IL | 1 |
| MO | 1 |
| CO | 1 |
| MD | 1 |
| CT | 1 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 2 |
| Taking/threatening an illegal action | 2 |
| Charged upfront or unexpected fees | 1 |
| Communication tactics | 1 |
| Improper contact or sharing of info | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Managing the loan or lease | 1 |
| Disclosure verification of debt | 1 |
| Took or threatened to take negative or legal action | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 3 | 100% |
| 2016 | 1 | 100% |
| 2017 | 3 | 100% |
| 2019 | 1 | 100% |
| 2020 | 1 | 100% |
| 2022 | 1 | 100% |
| 2025 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Harvest Credit Management VII, LLC filings cluster in one product
Harvest Credit Management VII, LLC's 13 logged complaints stay concentrated: only 11 states show a filing. 53.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-12-17.
Harvest Credit Management VII, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Harvest Credit Management VII, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Harvest Credit Management VII, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 13.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Harvest Credit Management VII, LLC (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration