CFPB · Narrative-heavy record
Gulf States Financial, L.L.C.
2 CFPB complaints · 100% with narratives · top issue Managing the loan or lease.
Gulf States Financial, L.L.C.: 100% of 2 filings include consumer narratives. Timely 50% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2016 to 2026
CFPB relief outcome brief
CCDB company gulf-states-financial-l-l-c
0% relief · 50% timely · 2 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
Gulf States Financial, L.L.C. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Gulf States Financial, L.L.C. complaint mix by product
- Vehicle loan 1 50.0% – 0% relief
- Mortgage 1 50.0% – 0% relief
How Gulf States Financial, L.L.C.'s 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 1 |
| Mortgage | 1 |
Concentrated filing states for Gulf States Financial, L.L.C.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 50% of this company's filings
Gulf States Financial, L.L.C. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2016
Top States
| State | Complaints |
|---|---|
| TX | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 1 |
| Application, originator, mortgage broker | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Gulf States Financial, L.L.C.'s narrative-rich complaint ledger
Gulf States Financial, L.L.C.'s 2 logged complaints stay concentrated: only 2 states show a filing. 100% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-04-01.
Gulf States Financial, L.L.C. answers 50% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Gulf States Financial, L.L.C..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Gulf States Financial, L.L.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 2.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 50%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Gulf States Financial, L.L.C. (50% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record