CFPB · Single-product concentration

Gulf Coast Collection Bureau, Inc.

388 CFPB complaints · 94.8% in "Debt collection" · top issue Attempts to collect debt not owed.

388 CFPB complaints

Gulf Coast Collection Bureau, Inc.: 94.8% of 388 CFPB complaints sit in "Debt collection". Timely 99% · relief 0.3%. Allegations, not findings.

  • Single-product concentration
  • +400% filings 2013 to 2026

CFPB relief outcome brief

CCDB company gulf-coast-collection-bureau-inc

0.3% relief · 99% timely · 388 filings · Debt collection

Nearest relief peer: Populus Financial Group, Inc. (F/K/A Ace Cash Express) (0.3% relief)

Gulf Coast Collection Bureau…0.3%Data Mortgage Inc.0.8%Express Recovery Services, I…2.1%First Associates Loan Servic…4.6%Messerli & Kramer P.A.2.1%
Closed-with-relief % among Gulf Coast Collection Bureau, Inc. and nearest filing-volume peers

Gulf Coast Collection Bureau, Inc. closes 0.3% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 388 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 99.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Gulf Coast Collection Bureau, Inc. complaint mix by product

Total complaints: 388

Gulf Coast Collection Bureau, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 388 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 368 complaints (94.8%), resolution 0.3% Debt collection 94.8% Credit reporting,: 10 complaints (2.6%), resolution 0.0% Credit reporting: 6 complaints (1.5%), resolution 0.0% Credit reporting: 3 complaints (0.8%), resolution 0.0% Debt or: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 368 94.8% 0% relief
  • Credit reporting, 10 2.6% 0% relief
  • Credit reporting 6 1.5% 0% relief
  • Credit reporting 3 0.8% 0% relief
  • Debt or 1 0.3% 0% relief

How Gulf Coast Collection Bureau, Inc.'s 388 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 368
Credit reporting, credit repair services, or other personal consumer reports 10
Credit reporting or other personal consumer reports 6
Credit reporting 3
Debt or credit management 1

Concentrated filing states for Gulf Coast Collection Bureau, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
78.4% of this company's filings
FL304GA22CA9PA5AZ5MA5MD4NY4

Gulf Coast Collection Bureau, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
15
+400% vs 2013
020406080 20132015201720192021202320252026 15

Top States

State Complaints
FL 304
GA 22
CA 9
PA 5
AZ 5
MA 5
MD 4
NY 4
OH 3
KY 3
IL 2
VA 2
CT 2
TX 2
NC 2
AR 1
IA 1
CO 1
AL 1
OK 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 93
Cont'd attempts collect debt not owed 80
Written notification about debt 50
Communication tactics 46
Disclosure verification of debt 46
False statements or representation 36
Electronic communications 10
Incorrect information on your report 8
Took or threatened to take negative or legal action 6
Improper use of your report 5
Incorrect information on credit report 3
Problem with a credit reporting company's investigation into an existing problem 2
Charged upfront or unexpected fees 1
Problem with a company's investigation into an existing problem 1
Improper contact or sharing of info 1

Yearly Trend

Year Complaints Timely
2013 3 66.7%
2014 26 92.3%
2015 25 100%
2016 72 100%
2017 32 100%
2018 15 100%
2019 15 100%
2020 21 100%
2021 27 100%
2022 26 100%
2023 24 100%
2024 38 100%
2025 49 100%
2026 15 93.3%

Source: CFPB Consumer Complaint Database

Gulf Coast Collection Bureau, Inc. filings cluster in one product

Gulf Coast Collection Bureau, Inc.'s 388 logged complaints stay concentrated: only 28 states show a filing. Only 39.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-23.

Gulf Coast Collection Bureau, Inc. answers 99% of complaints inside the CFPB's tracked window and closes 94.6% with a written explanation. 0.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Gulf Coast Collection Bureau, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Gulf Coast Collection Bureau, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Gulf Coast Collection Bureau, Inc. (99% timely; 0.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration