Messerli & Kramer P.A.
389 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Messerli & Kramer P.A. complaint mix by product
- Debt collection 372 95.9% – 2% relief
- Credit reporting, 6 1.5% – 0% relief
- Credit card 4 1.0% – 0% relief
- Credit reporting 3 0.8% – 0% relief
- Vehicle loan 1 0.3% – 0% relief
- Payday loan, 1 0.3% – 0% relief
- Mortgage 1 0.3% – 0% relief
How Messerli & Kramer P.A.'s 389 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 372 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit card | 4 |
| Credit reporting or other personal consumer reports | 3 |
| Vehicle loan or lease | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Mortgage | 1 |
| Credit card or prepaid card | 1 |
Top States
| State | Complaints |
|---|---|
| MN | 222 |
| WI | 61 |
| ND | 32 |
| NE | 21 |
| SD | 18 |
| OH | 9 |
| IA | 7 |
| MT | 5 |
| TX | 3 |
| NY | 2 |
| GA | 2 |
| PA | 1 |
| IL | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 94 |
| Attempts to collect debt not owed | 68 |
| False statements or representation | 54 |
| Written notification about debt | 47 |
| Communication tactics | 29 |
| Taking/threatening an illegal action | 27 |
| Cont'd attempts collect debt not owed | 18 |
| Threatened to contact someone or share information improperly | 13 |
| Disclosure verification of debt | 13 |
| Improper contact or sharing of info | 9 |
| Improper use of your report | 3 |
| Incorrect information on your report | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Other features, terms, or problems | 1 |
| Problem with a purchase shown on your statement | 1 |
| Repossession | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Struggling to pay your loan | 1 |
| Loan servicing, payments, escrow account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 20 | 100% |
| 2015 | 36 | 94.4% |
| 2016 | 24 | 100% |
| 2017 | 25 | 100% |
| 2018 | 23 | 100% |
| 2019 | 21 | 100% |
| 2020 | 22 | 100% |
| 2021 | 21 | 100% |
| 2022 | 27 | 100% |
| 2023 | 22 | 100% |
| 2024 | 49 | 100% |
| 2025 | 63 | 100% |
| 2026 | 32 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Messerli & Kramer P.A.
Messerli & Kramer P.A.'s 389 logged complaints stay concentrated: only 14 states show a filing on record. 49.4% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-09.
Messerli & Kramer P.A. answers 99.5% of complaints inside the CFPB's tracked window and closes 95.9% with a written explanation. 2.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Messerli & Kramer P.A..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Messerli & Kramer P.A. have?
389, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Messerli & Kramer P.A. respond to complaints on time?
99.5% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Messerli & Kramer P.A.?
"Took or threatened to take negative or legal action", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.