2026 data Public-data reference. official source

Messerli & Kramer P.A.

303 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

303 consumer complaints filed with the CFPB

This profile shows Messerli & Kramer P.A.'s complaint history from CFPB public records. 303 consumers have filed complaints since 2013. The company has a 99.3% timely response rate and has provided relief in 1.7% of cases.

303
Total Complaints
99.3%
Timely Response
5.6%
Disputed
1.7%
Relief Provided
13
States Active
2013
Since

Total complaints

303

Filed since 2013

Timely response

99.3%

CFPB-tracked response window

Relief rate

1.7%

Closed with monetary or non-monetary relief

Timely response rate 99.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.7%
Industry median

Share closed with monetary or non-monetary relief.

Messerli & Kramer P.A. complaint mix by product

Total complaints: 303

Messerli & Kramer P.A. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 303 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 290 complaints (95.7%), resolution 1.7% Debt collection 95.7% Credit card: 4 complaints (1.3%), resolution 0.0% Credit reporting,: 3 complaints (1.0%), resolution 0.0% Credit reporting: 3 complaints (1.0%), resolution 0.0% Credit card: 1 complaints (0.3%), resolution 0.0% Mortgage: 1 complaints (0.3%), resolution 0.0% Payday loan,: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 290 95.7% 2% relief
  • Credit card 4 1.3% 0% relief
  • Credit reporting, 3 1.0% 0% relief
  • Credit reporting 3 1.0% 0% relief
  • Credit card 1 0.3% 0% relief
  • Mortgage 1 0.3% 0% relief
  • Payday loan, 1 0.3% 0% relief

How Messerli & Kramer P.A.'s 303 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 290
Credit card 4
Credit reporting, credit repair services, or other personal consumer reports 3
Credit reporting or other personal consumer reports 3
Credit card or prepaid card 1
Mortgage 1
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
MN 172
WI 49
ND 26
NE 15
SD 13
OH 7
IA 5
MT 4
TX 2
NY 2
GA 2
NV 1
IL 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 71
Attempts to collect debt not owed 52
Written notification about debt 38
False statements or representation 37
Communication tactics 25
Taking/threatening an illegal action 24
Cont'd attempts collect debt not owed 18
Disclosure verification of debt 10
Threatened to contact someone or share information improperly 9
Improper contact or sharing of info 6
Improper use of your report 3
Struggling to pay your bill 1
Delinquent account 1
Incorrect information on your report 1
Loan servicing, payments, escrow account 1
Problem with a purchase shown on your statement 1
Other features, terms, or problems 1
Problem with a company's investigation into an existing problem 1
Credit monitoring or identity theft protection services 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 20 100%
2015 31 93.5%
2016 21 100%
2017 14 100%
2018 20 100%
2019 15 100%
2020 19 100%
2021 16 100%
2022 24 100%
2023 16 100%
2024 37 100%
2025 47 100%
2026 19 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Messerli & Kramer P.A.

Messerli & Kramer P.A. has accumulated 303 consumer complaints in the CFPB public database, with filings active across 13 U.S. states. Of those submissions, 109 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-24, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Messerli & Kramer P.A. reports a 99.3% timely-response rate and has closed 95.7% of cases with a written explanation to the consumer. 1.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Messerli & Kramer P.A.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Messerli & Kramer P.A. have?

Messerli & Kramer P.A. has received 303 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Messerli & Kramer P.A. respond to complaints on time?

Messerli & Kramer P.A. has a 99.3% timely response rate to CFPB complaints.

What is the most common complaint about Messerli & Kramer P.A.?

The most common issue reported against Messerli & Kramer P.A. is "Took or threatened to take negative or legal action" in the "Debt collection" product category.

Related