Total complaints
303
Filed since 2013
303 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
303 consumer complaints filed with the CFPB
This profile shows Messerli & Kramer P.A.'s complaint history from CFPB public records. 303 consumers have filed complaints since 2013. The company has a 99.3% timely response rate and has provided relief in 1.7% of cases.
Total complaints
303
Filed since 2013
Timely response
99.3%
CFPB-tracked response window
Relief rate
1.7%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Messerli & Kramer P.A.'s 303 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 290 |
| Credit card | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Credit reporting or other personal consumer reports | 3 |
| Credit card or prepaid card | 1 |
| Mortgage | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| State | Complaints |
|---|---|
| MN | 172 |
| WI | 49 |
| ND | 26 |
| NE | 15 |
| SD | 13 |
| OH | 7 |
| IA | 5 |
| MT | 4 |
| TX | 2 |
| NY | 2 |
| GA | 2 |
| NV | 1 |
| IL | 1 |
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 71 |
| Attempts to collect debt not owed | 52 |
| Written notification about debt | 38 |
| False statements or representation | 37 |
| Communication tactics | 25 |
| Taking/threatening an illegal action | 24 |
| Cont'd attempts collect debt not owed | 18 |
| Disclosure verification of debt | 10 |
| Threatened to contact someone or share information improperly | 9 |
| Improper contact or sharing of info | 6 |
| Improper use of your report | 3 |
| Struggling to pay your bill | 1 |
| Delinquent account | 1 |
| Incorrect information on your report | 1 |
| Loan servicing, payments, escrow account | 1 |
| Problem with a purchase shown on your statement | 1 |
| Other features, terms, or problems | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Struggling to pay your loan | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 20 | 100% |
| 2015 | 31 | 93.5% |
| 2016 | 21 | 100% |
| 2017 | 14 | 100% |
| 2018 | 20 | 100% |
| 2019 | 15 | 100% |
| 2020 | 19 | 100% |
| 2021 | 16 | 100% |
| 2022 | 24 | 100% |
| 2023 | 16 | 100% |
| 2024 | 37 | 100% |
| 2025 | 47 | 100% |
| 2026 | 19 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Messerli & Kramer P.A. has accumulated 303 consumer complaints in the CFPB public database, with filings active across 13 U.S. states. Of those submissions, 109 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-24, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Messerli & Kramer P.A. reports a 99.3% timely-response rate and has closed 95.7% of cases with a written explanation to the consumer. 1.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Messerli & Kramer P.A.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Messerli & Kramer P.A. has received 303 consumer complaints filed with the Consumer Financial Protection Bureau.
Messerli & Kramer P.A. has a 99.3% timely response rate to CFPB complaints.
The most common issue reported against Messerli & Kramer P.A. is "Took or threatened to take negative or legal action" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.