CFPB · Mid-pack CFPB posture

Guidiville Indian Rancheria

82 CFPB complaints · 26 states · top issue Taking/threatening an illegal action.

82 CFPB complaints

Guidiville Indian Rancheria has 82 consumer complaints in the CFPB public database. Timely response is 72%; 2.4% closed with relief; top product Debt collection. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • -55.6% filings 2013 to 2026

CFPB relief outcome brief

CCDB company guidiville-indian-rancheria

2.4% relief · 72% timely · 82 filings · Debt collection

Nearest relief peer: 2288984 Ontario Inc. (2.4% relief)

Guidiville Indian Rancheria …2.4%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Guidiville Indian Rancheria and nearest filing-volume peers

Guidiville Indian Rancheria closes 2.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 82 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 72.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Guidiville Indian Rancheria complaint mix by product

Total complaints: 82

Guidiville Indian Rancheria complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 82 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 36 complaints (44.4%), resolution 0.0% Debt collection 44.4% Payday loan: 26 complaints (32.1%), resolution 3.8% Payday loan 32.1% Payday loan,: 8 complaints (9.9%), resolution 12.5% Payday loan, 9.9% Consumer Loan: 7 complaints (8.6%), resolution 0.0% Consumer Loan 8.6% Payday loan,: 2 complaints (2.5%), resolution 0.0% Credit reporting: 1 complaints (1.2%), resolution 0.0% Checking or: 1 complaints (1.2%), resolution 0.0%
  • Debt collection 36 44.4% 0% relief
  • Payday loan 26 32.1% 4% relief
  • Payday loan, 8 9.9% 13% relief
  • Consumer Loan 7 8.6% 0% relief
  • Payday loan, 2 2.5% 0% relief
  • Credit reporting 1 1.2% 0% relief
  • Checking or 1 1.2% 0% relief

How Guidiville Indian Rancheria's 82 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 36
Payday loan 26
Payday loan, title loan, or personal loan 8
Consumer Loan 7
Payday loan, title loan, personal loan, or advance loan 2
Credit reporting or other personal consumer reports 1
Checking or savings account 1
Mortgage 1

Where Guidiville Indian Rancheria complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
9.8% of this company's filings
OH8CA7IN6IL5VA5NJ5MI4NY4

Guidiville Indian Rancheria falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
4
-55.6% vs 2013
0510152025 201320142015201620172018201920202021202220242026 4

Top States

State Complaints
OH 8
CA 7
IN 6
IL 5
VA 5
NJ 5
MI 4
NY 4
NC 4
FL 4
AZ 4
TN 3
TX 3
MA 2
AL 2
MO 2
KY 2
MD 2
NM 2
ME 1

Top Issues

Issue Complaints
Taking/threatening an illegal action 16
Charged fees or interest I didn't expect 15
Communication tactics 11
Charged fees or interest you didn't expect 5
Managing the loan or lease 5
Cont'd attempts collect debt not owed 4
Can't stop charges to bank account 4
Can't contact lender 3
Improper contact or sharing of info 2
Applied for loan/did not receive money 2
Payment to acct not credited 2
False statements or representation 2
Struggling to pay your loan 2
Improper use of your report 1
Opening an account 1
Struggling to pay mortgage 1
Shopping for a loan or lease 1
Problems when you are unable to pay 1
Threatened to contact someone or share information improperly 1
Can't contact lender or servicer 1

Yearly Trend

Year Complaints Timely
2013 9 100%
2014 22 77.3%
2015 21 85.7%
2016 11 63.6%
2017 5 100%
2018 4 25%
2019 1 0%
2020 1 100%
2021 2 0%
2022 1 0%
2024 1 0%
2026 4 25%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Guidiville Indian Rancheria

Guidiville Indian Rancheria's 82 logged complaints stay concentrated: only 26 states show a filing. Only 30.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-04-14.

Guidiville Indian Rancheria answers 72% of complaints inside the CFPB's tracked window and closes 89% with a written explanation. 2.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Guidiville Indian Rancheria.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Guidiville Indian Rancheria: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Guidiville Indian Rancheria (72% timely; 2.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture