CFPB · Single-product concentration
Guglielmo and Associates
97 CFPB complaints · 99% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Guglielmo and Associates: 99% of 97 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +800% filings 2013 to 2026
CFPB relief outcome brief
CCDB company guglielmo-and-associates
0% relief · 100% timely · 97 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Guglielmo and Associates closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Guglielmo and Associates's 97 filings include narrative text
46.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Guglielmo and Associates complaint mix by product
- Debt collection 96 99.0% – 0% relief
- Credit card 1 1.0% – 0% relief
How Guglielmo and Associates's 97 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 96 |
| Credit card | 1 |
Concentrated filing states for Guglielmo and Associates
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 54.6% of this company's filings
Guglielmo and Associates rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 9
- +800% vs 2013
Top States
| State | Complaints |
|---|---|
| AZ | 53 |
| NV | 21 |
| NM | 12 |
| UT | 6 |
| CO | 3 |
| TX | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 19 |
| Attempts to collect debt not owed | 18 |
| False statements or representation | 16 |
| Communication tactics | 13 |
| Taking/threatening an illegal action | 11 |
| Written notification about debt | 10 |
| Cont'd attempts collect debt not owed | 5 |
| Disclosure verification of debt | 4 |
| Problem with a purchase shown on your statement | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 12 | 100% |
| 2015 | 8 | 100% |
| 2016 | 5 | 100% |
| 2017 | 12 | 100% |
| 2018 | 4 | 100% |
| 2019 | 2 | 100% |
| 2020 | 3 | 100% |
| 2021 | 2 | 100% |
| 2022 | 5 | 100% |
| 2023 | 4 | 100% |
| 2024 | 13 | 100% |
| 2025 | 17 | 100% |
| 2026 | 9 | 100% |
Source: CFPB Consumer Complaint Database
Guglielmo and Associates filings cluster in one product
Guglielmo and Associates's 97 logged complaints stay concentrated: only 7 states show a filing. 46.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-10.
Guglielmo and Associates answers 100% of complaints inside the CFPB's tracked window and closes 99% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Guglielmo and Associates.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Guglielmo and Associates: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 97.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Guglielmo and Associates (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration