CFPB · Narrative-heavy record

Golden Title Loans LLC

16 CFPB complaints · 68.8% with narratives · top issue Communication tactics.

16 CFPB complaints

Golden Title Loans LLC: 68.8% of 16 filings include consumer narratives. Timely 81.3% · relief 12.5% · top product Payday loan, title loan, or personal loan. Allegations, not findings.

  • Narrative-heavy record
  • -33.3% filings 2015 to 2025

CFPB relief outcome brief

CCDB company golden-title-loans-llc

12.5% relief · 81.3% timely · 16 filings · Payday loan, title loan, or personal loan

Nearest relief peer: GVA Holdings, LLC (11.9% relief)

Golden Title Loans LLC (this)12.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Golden Title Loans LLC and nearest filing-volume peers

Golden Title Loans LLC closes 12.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Golden Title Loans LLC's 16 filings include narrative text

68.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 81.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Golden Title Loans LLC complaint mix by product

Total complaints: 16

Golden Title Loans LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 16 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 8 complaints (50.0%), resolution 0.0% Payday loan, 50.0% Debt collection: 4 complaints (25.0%), resolution 0.0% Debt collection 25.0% Payday loan,: 2 complaints (12.5%), resolution 50.0% Payday loan, 12.5% Payday loan: 2 complaints (12.5%), resolution 50.0% Payday loan 12.5%
  • Payday loan, 8 50.0% 0% relief
  • Debt collection 4 25.0% 0% relief
  • Payday loan, 2 12.5% 50% relief
  • Payday loan 2 12.5% 50% relief

How Golden Title Loans LLC's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 8
Debt collection 4
Payday loan, title loan, personal loan, or advance loan 2
Payday loan 2

Concentrated filing states for Golden Title Loans LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TN
87.5% of this company's filings
TN14MS1

Golden Title Loans LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
2
-33.3% vs 2015
0.511.522.533.5 2015201720182019202020212025 2

Top States

State Complaints
TN 14
MS 1

Top Issues

Issue Complaints
Communication tactics 3
Struggling to pay your loan 3
Money was taken from your bank account on the wrong day or for the wrong amount 2
Charged fees or interest you didn't expect 2
Can't stop withdrawals from your bank account 1
Confusing or missing disclosures 1
Charged fees or interest I didn't expect 1
Can't contact lender 1
Taking/threatening an illegal action 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2015 3 33.3%
2017 2 100%
2018 3 100%
2019 2 100%
2020 3 100%
2021 1 100%
2025 2 50%

Source: CFPB Consumer Complaint Database

Golden Title Loans LLC's narrative-rich complaint ledger

Golden Title Loans LLC's 16 logged complaints stay concentrated: only 2 states show a filing. 68.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-12-25.

Golden Title Loans LLC answers 81.3% of complaints inside the CFPB's tracked window and closes 87.5% with a written explanation. 12.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Golden Title Loans LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Golden Title Loans LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Golden Title Loans LLC (81.3% timely; 12.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record