CFPB · Single-product concentration

Girvin & Ferlazzo, P.C.

8 CFPB complaints · 87.5% in "Debt collection" · top issue Attempts to collect debt not owed.

8 CFPB complaints

Girvin & Ferlazzo, P.C.: 87.5% of 8 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2018 to 2025

CFPB relief outcome brief

CCDB company girvin-ferlazzo-p-c

0% relief · 100% timely · 8 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Girvin & Ferlazzo, P.C. (thi…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Girvin & Ferlazzo, P.C. and nearest filing-volume peers

Girvin & Ferlazzo, P.C. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Girvin & Ferlazzo, P.C. complaint mix by product

Total complaints: 8

Girvin & Ferlazzo, P.C. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 7 complaints (87.5%), resolution 0.0% Debt collection 87.5% Credit reporting,: 1 complaints (12.5%), resolution 0.0% Credit reporting, 12.5%
  • Debt collection 7 87.5% 0% relief
  • Credit reporting, 1 12.5% 0% relief

How Girvin & Ferlazzo, P.C.'s 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 7
Credit reporting, credit repair services, or other personal consumer reports 1

Girvin & Ferlazzo, P.C. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
2
0% vs 2018
0.511.522.5 20182019202020212025 2

Top States

State Complaints
NY 7

Top Issues

Issue Complaints
Attempts to collect debt not owed 2
Written notification about debt 2
False statements or representation 1
Incorrect information on your report 1
Took or threatened to take negative or legal action 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2018 2 100%
2019 2 100%
2020 1 100%
2021 1 100%
2025 2 100%

Source: CFPB Consumer Complaint Database

Girvin & Ferlazzo, P.C. filings cluster in one product

Girvin & Ferlazzo, P.C.'s 8 logged complaints stay concentrated: only 1 state shows a filing. Only 37.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2025-09-23.

Girvin & Ferlazzo, P.C. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Girvin & Ferlazzo, P.C..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Girvin & Ferlazzo, P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Girvin & Ferlazzo, P.C. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration